tag:blogger.com,1999:blog-62183627946600034272024-03-13T03:44:47.817-04:00Money Watch Africa | African Investments, Frontier Market FundsThe latest African investment, emerging and frontier market news. Money Watch Africa is your source for on-the-ground info that affects Africa investment opportunities.African Investorhttp://www.blogger.com/profile/11226257627475540758noreply@blogger.comBlogger230125tag:blogger.com,1999:blog-6218362794660003427.post-52687766250357771152023-04-26T18:55:00.004-04:002023-04-26T18:55:30.691-04:009 Reasons To Invest In Africa Today<p> <span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is a continent rich in resources, culture, and diversity. Over the years, Africa has seen significant growth and development, making it an attractive destination for investors. </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Investing in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> offers an opportunity for investors to tap into a market with enormous potential</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> explore the top </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nine</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> reasons why </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you might want to </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">invest in Africa</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">1. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">A Growing Consumer Market</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is home to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more than</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> 1.2 billion </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">people, making it the second most populous continent in the world after Asia. The continent's population is expected to double by 2050, presenting a huge market opportunity for businesses looking to invest in the region. As the population grows, so does th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e demand for goods and services, creating a need for more businesses to cater to this growing market.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">2. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Natural Resources</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is blessed with an abundance of natural resources, including gold, diamonds, oil, and gas, among others. These resources provide</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> significant opportunities for investors in the extractive industries. The continent's mineral wealth has made it an attractive destination for mining companies, with many countries offering favorable tax incentives and investment opportunities.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">3. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">A Rapidly Growing Economy</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa has experienced significant economic growth over the past few years, with the continent's GDP projected to reach $29 trillion by 2050. The continent's economic growth has been fueled by various factors, including increased </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">foreign investment, a growing middle class, and a rise in entrepreneurship.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">4. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">A Large and Growing Workforce</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa has a large and growing workforce, with over 420 million people of working age. This provides significant opportunities for investors looking </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to tap into the continent's labor force. As the population grows and more people enter the workforce, there will be an increase in demand for employment opportunities, creating a need for businesses to invest in the region.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">5. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">A Favorable Investment Climate</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Many African countries have implemented policies aimed at creating a favorable investment climate. Governments have created business-friendly environments by reducing red tape, offering tax incentives, and improving infrastructure. Additionally, the Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n Continental Free Trade Agreement (AfCFTA) provides a platform for businesses to access a wider market, making it easier for investors to do business in the region.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">6. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">A Booming Technology Sector</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa's technology sector has seen significant growth over t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he past few years, with the continent's start-up ecosystem expanding rapidly. According to a report by Disrupt Africa, the number of tech start-ups in Africa has grown by 18.3% over the past year. This presents significant opportunities for investors looki</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng to tap into the continent's growing tech sector.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">7. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Infrastructure Development</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa has seen significant investment in infrastructure development over the past few years, with many countries investing in the construction of roads, railways, and airports</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, among others. Improved infrastructure makes it easier for businesses to operate in the region, reducing the cost of doing business and improving the overall investment climate.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">8</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Diversified Econom</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ies</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa's economy is diversified, with various sectors contributing to the continent's economic growth. The continent's economy is not reliant </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on a single sector, reducing the risk associated with investing in the region. This diversification creates opportunities for investors in various sectors, including agriculture, manufacturing, and services.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">9. </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">A Growing Tourism Industry</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa's tourism ind</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ustry has seen significant growth over the past few years, with many countries investing in the development of tourist destinations. The continent's wildlife, natural beauty, and cultural heritage make it an attractive destination for tourists</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">How To Invest In Africa</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">There are more than 50 countries on the African continent,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and several have been classified as either emerging markets or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets. The emerging markets include Egyp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t and South A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica, while the frontier market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s generall</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y include</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">:</span></p><ol data-list-format="{"level5":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"2.75in","textFormat":{"ff":"Wingdings"}},"bullet_id":1094228557,"type":9,"ltype":9,"startsWith":1},"level4":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"2.25in","textFormat":{"ff":"TeXGyreCursor,Courier New"}},"bullet_id":1837141873,"type":9,"ltype":9,"startsWith":1},"level7":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"3.75in","textFormat":{"ff":"TeXGyreCursor,Courier New"}},"bullet_id":1707716809,"type":9,"ltype":9,"startsWith":1},"level6":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"3.25in","textFormat":{"ff":"Symbol"}},"bullet_id":373840259,"type":9,"ltype":9,"startsWith":1},"level8":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"4.25in","textFormat":{"ff":"Wingdings"}},"bullet_id":1006244639,"type":9,"ltype":9,"startsWith":1},"level1":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"0.75in","textFormat":{"ff":"TeXGyreCursor,Courier New"}},"bullet_id":925875888,"type":9,"ltype":9,"startsWith":1},"level0":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"0.25in","textFormat":{"ff":"Symbol"}},"bullet_id":960630067,"type":9,"ltype":9,"startsWith":1},"level3":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"1.75in","textFormat":{"ff":"Symbol"}},"bullet_id":297537411,"type":9,"ltype":9,"startsWith":1},"level2":{"paraFormat":{"ti":"-0.25in","type":"paragraph","pl":"0.25in","ml":"1.25in","textFormat":{"ff":"Wingdings"}},"bullet_id":2066131858,"type":9,"ltype":9,"startsWith":1}}" data-list-id="2" data-spl-bullet-format="{"297537411":{"c":"∙"},"373840259":{"c":"∙"},"925875888":{"c":"o"},"960630067":{"c":"∙"},"1006244639":{"c":""},"1094228557":{"c":""},"1707716809":{"c":"o"},"1837141873":{"c":"o"},"2066131858":{"c":""}}" style="list-style: disc;"><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Benin</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Burkina Faso</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Cote d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ghana</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Kenya</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mauritius</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Morocco</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Namibia</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Nigeria</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Senegal</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Tanzania</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Tunisia</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Zambia</span></p><p class="zw-special-list zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="2" data-list-info="{"id":2,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;">∙</span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Zimbabwe</span></p></ol><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Both</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> emerging and front</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ier markets can be tricky to invest in as the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re is generally </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">less a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ccess to the stock markets in the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se countries. The</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> easiest option for most investors is to look for the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html"><span style="color: #2b00fe;">best emerging market funds</span></a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html"><span style="color: #2b00fe;"> </span></a>or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the best exchange-traded funds (ETFs) tha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t include investments in the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se nations.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">often </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">excellent </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investme</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nt </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opportunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nsider because they</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> are easy to purchase and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tend to have lower fe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s than mutual funds</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. You also can buy and sell shares throughout the trading day, and with mutual funds</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> must wait unti</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">l the trading day ends and sell or buy at </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the closing price for that day.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Additionally, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments in frontier markets and even emerging markets are considered to be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">riskier than those in developed markets, and ETF</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> di</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">versified among multiple </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">holdings</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. This diversification </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can be a less ri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sky optio</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n tha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n buying shares of stock in a s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ingle entit</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When it comes to Africa, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">look for</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Egypt ETFs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><a href="http://www.moneywatchafrica.com/2023/02/diversifying-portfolios-with-africa.html"><span style="color: #2b00fe;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa ET</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">F</span></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or perhaps a general </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2023/02/diversifying-portfolios-with-africa.html">Africa ETF</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. The</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re are also emerging market ETFs and<span style="color: #2b00fe;"> </span></span><a href="http://www.moneywatchafrica.com/2023/02/diversifying-portfolios-with-africa.html"><span style="color: #2b00fe;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">market ETFs</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> that might include investments in African nations. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">You also could opt for a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sector ETF, such as an ETF that focuses on making an investment in infras</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tructure</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, fi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nancial services</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or ene</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rgy. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Before purchasing shares, you will want to re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search the fund per</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">formance, the fund managers and each of the top </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">holdings</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While ETFs are diversified, all investments carry </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some risk, an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d doing your research and continuing to monitor the fund is crucial</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">To learn more </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">how to invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in Africa, check back at Money Watch</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Afr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ica</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as we update </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frequently </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with news and in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ights for the </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">Africa investor</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">We also recommend learning more about investment oppo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rtunities in Africa by heading to w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ebs</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ites </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">such as </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">Invest Africa</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> (i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nvestAfrica.com) as they have interesting information </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">about investments throughout the African continent. </span></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-61153233821840747532023-04-14T20:59:00.001-04:002023-04-14T20:59:11.793-04:00Investment Opportunities In Africa: Spotlight On Egypt<div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFCZQZb_neF5yux-izuxhIi6xg1CCVruQ-u9oRk3YcaUkBgfC1iRVvgZ8GQeTsUusRSnuSqnxtHZ08SveM6G6juuq8scN3QRY6TcJjUOJT0S2RbZir8ONdfA-USg5c2OYCFF4UBURnViL2LOsh2X5dtf-1tOlJd2FHJJbQq50DWApfkITPfnyK_cOp/s574/Blog%2017.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="229" data-original-width="574" height="192" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFCZQZb_neF5yux-izuxhIi6xg1CCVruQ-u9oRk3YcaUkBgfC1iRVvgZ8GQeTsUusRSnuSqnxtHZ08SveM6G6juuq8scN3QRY6TcJjUOJT0S2RbZir8ONdfA-USg5c2OYCFF4UBURnViL2LOsh2X5dtf-1tOlJd2FHJJbQq50DWApfkITPfnyK_cOp/w481-h192/Blog%2017.png" width="481" /></a></div><p>When it comes to <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/">investment opportunities in Africa</a></span></b>, Egypt is a
popular option to consider. This North African nation has remained strong and
vibrant from ancient times to the present and offers investors a wide range of
investment possibilities.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Why
Invest In Egypt?<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt is one of
two nations that are classified as <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html">emerging markets in Africa</a></span></b>, the other being South Africa. In general, markets are
classified as developed markets (United States, Japan, etc.), emerging markets,
or as <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2023/03/msci-frontier-markets-how-to-mitigate.htmlhttp://www.moneywatchafrica.com/2023/03/msci-frontier-markets-how-to-mitigate.html">frontier markets</a></span></b> (Kenya, Nigeria,
etc).</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Emerging markets
tend to have stronger economies and more stable governments than frontier
markets, which can translate to less risk for investors. While every investment
carries some level of risk, investing in emerging markets can be a good option
to consider, as you may enjoy a more robust return and less competition than with
investments in developed markets.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In addition to
its classification as an emerging market, Egypt has many other qualities that
might make it attractive to investors, including:</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">1.
Location, Location, Location<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When it comes to global
positioning, Egypt is well placed, located at the crossroads of Africa, Asia and
Europe. This nation’s proximity to the Mediterranean Sea, Suez Canal, Red Sea
and the Nile River is a huge benefit to the Egyptian economy.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">2. Diverse
Economy<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt offers the <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/">Africa investor</a></span></b> many options. Egypt’s diverse economy
includes agriculture, industry and services. This diversity reduces the risk of
overreliance in any one sector, which helps to bolster Egypt’s economy.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">3. Energy
Resources<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt is rich in
natural resources and has significant reserves of oil and gas. Egypt is an
important player in the energy sector in the MENA (Middle East/North Africa) region,
and there are many investment opportunities in this sector.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">4.
Large Workforce<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Like many nations
in Africa, Egypt has a large and relatively young workforce, with a median age
of about 25 years. This makes Egypt an attractive destination for companies
looking to expand their operations. A younger population also means there is
increased demand for goods and services, unlike nations with older populations
that tend to be more focused on entitlements and healthcare.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">5.
Infrastructure Development<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt has been
investing heavily in infrastructure development in the last few years, and this
includes major projects in transportation, energy and telecommunications. This
investment helps meet consumer demands as well as helps to expand business opportunities
throughout the country.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">6.
Strategic Partnerships<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt has
developed partnerships with many other countries, including China, the United
States and the United Arab Emirates, to name a few. These partnerships have
helped to create a business environment that attracts foreign investment. This opens
up many investment opportunities in Africa.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">7.
Economic Growth<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt has been
experiencing strong economic growth, averaging around 5% in recent years. While
inflation has had some serious impact on the Egyptian economy, the economy is
still expected to grow by more than 4% in 2023.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">How
To Invest In Egypt<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">It can be tricky
for foreign investors to find easy ways to invest in the Egyptian market. One
of the easiest options to consider would be an exchange-traded fund (ETF) A
general <span style="color: #2b00fe;"><a href="http://www.moneywatchafrica.com/2023/02/diversifying-portfolios-with-africa.html"><b>Africa ETF</b> </a></span>or an emerging markets
ETF might include investments in Egyptian companies. There are also one or two ETFs
that focus exclusively on Egypt, or you can look for a sector-based ETF, such
as an energy ETF that might include investments in Africa.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While there are
ways to invest in real estate or specific Egyptian stocks, an ETF is an easy
option for all levels of investors. With ETFs, you can purchase shares using an
online brokerage account rather than using an investment firm. Of course, we
highly recommend that you do your due diligence and research an ETF carefully
before deciding to purchase shares.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">It is important
to track the performance history of the fund as well as the expense ratio. The
expense ratio is the fee charged to cover the costs of managing the ETF and
lower fees mean lower costs for investors, and, because the fund doesn’t have
to earn as much to cover costs, this might generate a more positive return, as
well.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">We also suggest
that you look at the fund’s diversification and research the top holdings.
Diversification is meant to lower risk, but if you feel as though the ETF is
not diversified enough or have concerns about the holdings, it might be best to
select a different investment option.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Naturally, you also
will want to take a look at the current market conditions before making any investment.
If you do purchase shares of an ETF, be sure to continue to monitor market
conditions and review the ETF from time to time to see if the holdings and
their weightings have changed. It’s also a good idea to research the team that
is managing the ETF. </p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">As a side note,
while Egypt’s economy continues to grow, some of the fastest-growing economies on
the African continent include Morocco, South Africa, Ethiopia, Zimbabwe, Rwanda,
Benin and Cote d’Ivoire, just to name a few. While an investment in Egypt can
be a good option to consider, don’t forget to look at other African investments
for long-term portfolio growth.</p>
<span style="font-family: "Times New Roman",serif; font-size: 12.0pt; mso-ansi-language: EN-US; mso-bidi-font-size: 10.0pt; mso-bidi-language: AR-SA; mso-fareast-font-family: "Times New Roman"; mso-fareast-language: EN-US;">Investing in Egypt can be an interesting option
for many investors, but it is just one option for those who wish to <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/">invest in Africa</a></span></b>. At Money Watch Africa, we post
regularly about investment opportunities in Africa. Check back every month for
the latest news about investing in Africa as well as frontier market and<span style="color: #2b00fe;"> </span><b><a href="http://www.moneywatchafrica.com/"><span style="color: #2b00fe;">emerging market news</span></a>.</b></span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-41603817462475343792023-03-22T16:51:00.003-04:002023-03-22T16:52:36.268-04:00MSCI Frontier Markets: How To Mitigate Potential Risks<p>Investing in <b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/2022/12/frontier-markets-101-helpful-facts-for.html"><span style="color: blue;">MSCI frontier markets</span></a></span></u></b> can be a
lucrative option for investors seeking high-growth markets. However, investing
in these markets does have some significant risks, including political and
economic instability. Let’s explore these risks as well as how one might
mitigate these risks when investing in a frontier market.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">How Are MSCI Frontier Markets Classified?<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">MSCI, which
stands for Morgan Stanley Capital International, is an investment firm and one
of several organizations that create market classification lists. Others
include S&P Global Ratings and the Financial Times Stock Exchange (FTSE).
MSCI, and these other groups, include three main categories for countries –
Developed, Emerging and Frontier.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In general,
developed, emerging and frontier markets tend to be categorized as such due to
several factors. These include the stability of the country’s economy and
currency, the political stability of a county and the ease of access to
investments and stock markets in the county.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Developed markets
are considered the most stable and least risky, investment-wise. They offer
greater access to their stock markets than emerging or frontier markets and
tend to also have greater political and economic stability, which can minimize
overall risk.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Of course, as
we’ve seen in recent days with the collapse of Silicon Valley Bank and First
Republic Bank, there’s never any guarantee that an investment in a developed
country is without risk. Mismanagement can occur in any market, independent of
market conditions or economic or political instability.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">At Money Watch
Africa, we focus on <b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/"><span style="color: blue;">investment opportunities in Africa</span></a></span></u></b>,
and this includes emerging and frontier markets as well as countries not yet
classified by MSCI, S&P or FTSE. MSCI frontier markets include Kenya,
Mauritius, Morocco, Nigeria, Tunisia and a portion of the West African Economic
and Monetary Union (WAEMU). The WAEMU countries classified by MSCI include
Benin, Burkina Faso, Cote d’Ivoire and Senegal.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">There are also
two MSCI emerging markets in Africa – Egypt and South Africa. MSCI also has
given standalone status to Botswana and Zimbabwe. Standalone countries often
are poised to move up to frontier status. In some cases, a country can be
placed in standalone status due to specific turbulent events, which is the case
with Ukraine, which was given standalone status after the country was invaded
by Russia.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">How To Minimize Your Risk<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While there might
be more risk involved with frontier market investing, there also can be
substantial rewards. To minimize your risk, consider the following:</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">1. Diversify Your Investments<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">As the saying
goes, never put all of your eggs in one basket. A solid portfolio is
diversified with a variety of holdings, this might include everything from real
estate investment trusts (REITs), mutual funds and ETFs, commodities, bonds and
CDs.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">With frontier
markets and emerging markets, opting for mutual funds and ETFs can be an easy
and diversified way to get started <b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/"><span style="color: blue;">investing in
Africa</span></a></span></u></b>. Mutual funds and ETFs are diversified with
multiple holdings, which can minimize the risk.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Additionally,
it’s much easier to purchase shares in a <b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/2023/02/diversifying-portfolios-with-africa.html"><span style="color: blue;">South Africa ETF</span></a></span></u></b> or perhaps a
general <b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/2023/02/diversifying-portfolios-with-africa.html"><span style="color: blue;">Africa ETF</span></a></span></u></b> or<u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html"><span style="color: blue;"> <b>frontier markets ETF</b></span></a></span></u>
than it would be to purchase stock in a specific company in South Africa or
another African nation or to purchase real estate. You can purchase (and sell)
most ETFs from online brokerage firms in just a matter of minutes.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">2. Do Your Research<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Whether you plan
your investments on your own or use a trusted financial planner or advisor,
it’s crucial to research every investment carefully. Research the companies
involved and the company management. If there are multiple companies or
holdings, research all of them as well as fund managers and the historic performance
of the fund.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">3. Monitor Regional News<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">It’s important to
monitor geopolitical events in the frontier markets where you are investing.
Geopolitical events, such as civil unrest or elections, can make a significant
impact on these markets and you may need to adjust your investment strategies
accordingly.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Some investors
prefer to stick with multinational companies when making investments in
frontier markets or emerging markets. These companies often have greater
resources and experience navigating the political and economic instability that
can occur in these markets.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Of course, with
multinational companies, the profits often benefit the companies more than the
actual people that live in the region. If part of your investment strategy
includes socially responsible investing, you will want to research the
companies carefully to ensure that they are truly helping to boost the economy
and help these markets evolve into independent and developed markets with a
greater level of stability and prosperity.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">Advantages Of MSCI Frontier Market Investments<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While there is
risk associated with frontier market investing, there are also some good
reasons to consider investing in these regions. There is, for instance, a high
potential for growth in these developing countries.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html"><span style="color: blue;">Frontier markets</span></a></span></u></b> and emerging
markets tend to have young populations and often an expanding middle class
which fuels the need for technological growth and infrastructure improvements
as well as an increase in demand for consumer goods.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">These nations
also often are overlooked by investors, which means that the assets may be
undervalued. This provides investors with an opportunity to purchase these
assets at low prices and, potentially, enjoy high returns as the market
expands. Likewise, there tends to be less competition than in developed
markets.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In general, MSCI
frontier markets can be a good addition to your portfolio, potentially
providing you with higher returns than you might see with investments in
developed markets. While there is a risk, and you must do your due diligence
and research each option carefully, frontier markets and <b><u><span style="color: blue;"><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html"><span style="color: blue;">emerging markets in Africa</span></a></span></u></b> can be
good options to consider for portfolio diversification. <o:p></o:p></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-31720410365149736312023-02-10T08:00:00.001-05:002023-02-10T08:00:00.160-05:00Diversifying Portfolios With Africa ETFs: Benefits & Risks<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0-47QQI39tBIXdobPYW-WvRbR6r86MKn-XvNCUdzPiQdfjXqzIXIRz8qqARsgkozKapCqOUzXr5dEvUmK4glWixQepDGsYGfrXYHec0ipVwTt3G7kereQnaAZuM-BBHInqapB-KFlw9qDmYdda9vHjcdAa-sMo4p_nn37mu8wlAOoPdWzXjQKAFVC/s1000/advisor-talking-to-investors-2022-05-30-16-16-43-utc.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Africa ETF" border="0" data-original-height="667" data-original-width="1000" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0-47QQI39tBIXdobPYW-WvRbR6r86MKn-XvNCUdzPiQdfjXqzIXIRz8qqARsgkozKapCqOUzXr5dEvUmK4glWixQepDGsYGfrXYHec0ipVwTt3G7kereQnaAZuM-BBHInqapB-KFlw9qDmYdda9vHjcdAa-sMo4p_nn37mu8wlAOoPdWzXjQKAFVC/w320-h213/advisor-talking-to-investors-2022-05-30-16-16-43-utc.jpg" title="Investing in Africa ETFs can provide access to markets that are often underserved by traditional investment options." width="320" /></a></div><p></p><p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">As a global investor, it's crucial to consider diversifying your portfolio. One way to do this is by investing in an </span><a href="http://www.moneywatchafrica.com/2022/05/south-africa-etf-facts-about-this.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Africa is home to some of the fastest-growing economies in the world and offers a wide range of investment opportunities. In th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is article, we will explore the risks and benefits of diversifying your portfolio with an Africa ETF.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fw":"bold","size":18}" data_styles="{"fw":"bold","size":18}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 18pt; font-weight: 700;">Benefits of Investing in an Africa ETF</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><br /></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Exposure to Fast-Growing Economies</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is home to several of the fastest-growing economies in the world, with co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">untries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">such as Nigeria, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">South Africa, Ken</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ya and others</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> experiencing high economic growth rates. By investing in an Africa ETF, you can gain exposure to these economies and potentially benefit from their growth.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When it comes to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa, you typica</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lly have the option of selecti</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng investments in countries that are either frontier markets or emerging markets in Africa.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Developed m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arkets include countries with highly established stock markets and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">generally stable economies such as the United States, Japan and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Singapore.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Emerging markets ar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e countries with r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">elatively s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">table economies and solid economic growth but they tend to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">be less stable than</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> developed markets and there tends to be less access to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">African </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stock market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> than </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you would find in developed markets.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Front</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ier markets are a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> step below </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with economies that are moving in the right direction but with not quite as much </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stability as emerging and developed markets. Or, in the case of Iceland, the government and economy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> stable, but </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">access</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stock markets is minimal</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Both Egypt and South Africa are classified as emerging markets, while countries such as Kenya, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mauritius</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Mor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">occo, Nigeria and Tunisi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a are classified as front</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ier m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arkets. Botswana and Zimbabwe are two other nations that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">have </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">attained standalone market status, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">usually means these </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are being watched carefully to d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">etermine wheth</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">er or not they</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> are ready to move into </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier market status. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Diversification</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in an Africa ETF can help dive</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rsify your portfolio and reduce overall risk. By spreading your investments across multiple economies and sectors, you can reduce the impact of market volatility in any one specific market.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Access to Underserved Markets</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in Africa ETFs can provid</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e access to markets that are often underserved by traditional investment options. This can be a great opportunity for investors looking to tap into emerging markets and potentially reap higher returns.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Low Fees</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Compared to actively managed funds, ETFs typ</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ically have lower </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">management </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fees, making them a cost-effective way to invest. This can be especially beneficial for investors who are looking to gain exposure to African markets, as many actively managed funds focused on Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can have high fees.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fw":"bold","size":20}" data_styles="{"fw":"bold","size":20}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 20pt; font-weight: 700;">Risks of Investin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 20pt; font-weight: 700;">g in an Africa ETF</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><br /></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fw":"bold","size":14}" data_styles="{"fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 14pt; font-weight: 700;">Political and Economic Instability</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in emerging markets, including Africa, comes with its share of risks, including political and economic instability. Some African countries have a history of political unrest and economic inst</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ability, which can impact market performance and make it more difficult for investors to realize returns.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Currency Risk</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">An </span><a href="http://www.moneywatchafrica.com/2022/12/investing-in-africa-how-to-get-started.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investment in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> may also</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">come</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> with currency risk. The value of your investment may be impacted by fluctuations in the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">currency </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exchange </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rate</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> between the U.S. dollar and the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">foreign</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">currency. This can be especially significant in African countries where the local currency may be less stable.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Limited Market Liquidity</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">African markets can be less liquid compared to developed markets, meaning th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">at it may be difficult to buy or sell shares at a desired price. This can make it more challenging for investors to quickly respond to market conditions or to realize returns on their investments.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Reliance on a Small Number of Companies</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Many Africa ETFs may be heavily reliant on a small number of companies, which can increase overall risk. This is because the performance of the ETF may be heavily influenced by the performance of these few companies, rather than the overall performance of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the market.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Socially </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Responsible</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> Investments</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While the name of the game might be to build your portfolio and ensure future results for re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tirement, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">another investment objective that is becoming popular is socially </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">responsible</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing (SRI). With this</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, investors are looking for</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> investments (in any </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">asset class) that adhere to specific </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">environmental</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">social</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and governance </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(ESG) standards. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opting fo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r SRIs is one of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">your </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">target</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">goals, it will be important to study the listing of companies within the ETF </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to ensure that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">these companies align with your personal goals and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">philosophies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Of course, you should also look</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> at the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">return and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">principal</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as well as the expense ratios. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Ready </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">To Invest? </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">R</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">esearch </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Is Crucial</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in an Africa ETF can provide exposure to fast-growing economies and offer the potential for higher returns. However, it's important to consider the risks involved, including political and economic instability, currency ri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sk, limited market liquidity, and reliance on a small number of companies. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Before making an ETF investment, such as a </span><a href="http://www.moneywatchafrica.com/2022/05/south-africa-etf-facts-about-this.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or perhaps a </span><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it's recommended to conduct thorough research and consider the specific risks and benefits associated with the ETF.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Overall, diversifying your portfolio by </span><a href="http://www.moneywatchafrica.com/2022/12/investing-in-africa-how-to-get-started.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investing in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be a great way to tap into emerging markets and potentially reap higher returns. However, it's important to approach </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">any investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">decision </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with caution and to thoroughly understand the risks involved. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">As with any investment, it's</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mportant to carefully consider your goals and risk tolerance before making </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">decision</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> on any Africa ETF.</span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-4186561068317029122023-02-07T16:34:00.003-05:002023-02-07T16:36:39.761-05:00Investing In South Africa: ETFs & Other Options<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVDUXpd1k9tDIEkxHvu6vPJH5EWDZh_feL_CN-h3cjZinYE2iRI59pQYnUW4E-Hd6wZWjm-u-Qubk-aNOgGl11JekvtguQCBQCgKtORMeTZCwYmSIvdj6xHBlr7VjFHLqSrrtR43jaylRNcmKgNnIW_LXh3wKG5nQJH4zIgH3F1iKHAHKdW-9xgE_K/s1000/blog%2014.jpg" style="margin-left: 1em; margin-right: 1em;"><img alt="South Africa ETF" border="0" data-original-height="750" data-original-width="1000" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjVDUXpd1k9tDIEkxHvu6vPJH5EWDZh_feL_CN-h3cjZinYE2iRI59pQYnUW4E-Hd6wZWjm-u-Qubk-aNOgGl11JekvtguQCBQCgKtORMeTZCwYmSIvdj6xHBlr7VjFHLqSrrtR43jaylRNcmKgNnIW_LXh3wKG5nQJH4zIgH3F1iKHAHKdW-9xgE_K/w320-h240/blog%2014.jpg" title="Investing in Africa can be an excellent option for anyone looking for socially responsible investment (SRI) options" width="320" /></a></div><p></p><p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Expanding your portfolio is always a good idea to consider and </span><a href="http://www.moneywatchafrica.com/2022/12/investing-in-africa-how-to-get-started.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investing in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be one option worth exploring. A </span><a href="http://www.moneywatchafrica.com/2022/05/south-africa-etf-facts-about-this.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, for exam</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ple, can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">interesting</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">inves</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tment option for</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">anyone seeking to expand into emerging markets or frontier markets.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Why Invest In South Africa?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While South Africa certainly faces obstacles, such as a high unemployment rate and high crime rate, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">there are many factors that can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">make investing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in this country attractive to investors. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Despite high employment, South Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s economy is well-developed and the Gross Domestic Product (GDP) continues to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">grow</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ry </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">year. South A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica also has a growing middle class and with it, a thriving consumer market. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Compared with other Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n nations, South Africa has a highly skilled and well-educated workforce, and this can be attractive to multinational corpor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ations looking to set up operations in the region.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Additionally, the South African government has designed policies and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">initiatives</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to encourage investment </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">both </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">from domestic investors and foreign investor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">South Africa is rich in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> natural resources</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and is a top producer of gold </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and diamonds, as well as iron, uranium, silver, t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ita</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nium, chromium and other</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">uch-in-demand resources. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">South Africa also boasts a well-developed infra</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tructure which can help to support </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">continued</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economic growth. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">South Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s governmen</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> also is one of the most stable on the African </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">conti</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nent. For all of these reasons, South Africa </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has been given </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">merging </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arket status </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is one of only two African nations </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">listed as an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging market, t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he other bei</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng Egypt, which also has a growing economy and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">relatively </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stable government</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, investors can put their money into de</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">veloped markets, emerging markets or frontier markets. While no investment is without risk, developed markets tend to have the most stable economies and gove</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rnments, which can help to limit risk. Still, while investing in emerging or fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier markets can be riskier, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">one </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">also </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">possibility</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of enjo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ying </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">steady growth or even </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hig</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ields from the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se investments</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Making an </span><a href="http://www.moneywatchafrica.com/2022/12/investing-in-africa-how-to-get-started.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investment in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, in general, can be an excellent o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ption for anyone looking for social</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly responsible invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(SRI) options. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you are interested in SRI</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s, you will want to look for optio</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ns that adhere</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to specific environmental, social and governance </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(E</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">SG</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">) standards</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">An ESG investment would be one that is designed s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pecifically for the socially cons</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ious investor or an investor that wants</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to expand their portfolio </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to include some SRI options. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><br /></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">How To Invest</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> In South Africa</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With emerging markets and front</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ier markets, accessing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stocks in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">individual</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies is possible, but can be very difficult. So, while this is one o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ption to consider, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s usually easier for most investors to co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nsider buying shares in a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mutual fund or exchange-t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">raded fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> (ETF)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> that invests in South A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frican businesses. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Both of these fund types </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">diversified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> with multiple ho</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ldings, which can reduce your overall risk</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and both can be purchased easily </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">often through online b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rokerage firms without the need </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> an investment adviso</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mutual funds and ETFs often are index</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> tracked, which means they </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">seek</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rack </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">specific market indices such as the MSC</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">I South Africa 15/50 Index.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In some </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cases, the ETFs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or mutual fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s al</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">so might focus on</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a particular sector</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. For instance, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you might find a mining ETF that focuses on natural resource mining and e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">xploration. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Other ETFs might focus on infra</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">structure </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or perhaps on agriculture or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">financial </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">services</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> while others might focus on</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">wide</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">range of sectors in a specific country or</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gion. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While both mutual funds and ETFs have their advantages and disadva</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntages, ETFs can be a great option for several re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">asons.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs are passively</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">managed which</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> means they typically have lower </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fees than m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">utual funds, which are actively managed by fund managers. ETFs are traded just like stocks, so you can buy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and sell shares throughout the trading day unlike mut</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ual fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ds, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">which have prices fixed at the end of each </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">trading day. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">As with a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ny investment decision, f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">uture per</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">formance </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and future results are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">never </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">guaranteed</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to be pos</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">itive</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> so it is crucial that investors research each ETF carefully before purchasing shares. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Look at the historic</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">al per</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">formance data and the types of holdings and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> weighting of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">each holding within the fund. After purchasing shares, it is important to trac</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">k the investment results</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and sta</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y up-to-date on any news about the holdings in the fund.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">There are several South Africa ETF options, and investors also could consider purchasing shares in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a general </span><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or an emerging market or </span><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> that includes</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some investments in South Africa. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of course, a South Africa ETF is not your only option. Investors </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">also can consider options such as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">real estate investment trust (REIT) that invests in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">South African real estate. Private equity funds are another opt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ion, and with this o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ption</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> you would be providing capital to growing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">businesses in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exchange</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for a stake in ownership.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Venture capital firms and microfinance organizations also can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an op</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tion</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, although these tend to take a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">significant</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">amount</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of capital and are more </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">difficult to access for most investors. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Whether you op</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t for a South </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa ETF or another type of investment, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">spe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nd time research</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> each inve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stment opportunity carefully to ensure that you are making the best decisions </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for your portfolio and financial goals. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Be sure to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">head back to Money Watch Africa regularly for updates about investments </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rough</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">out the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Afr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ican </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">continent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-30579546066049092612022-12-22T19:10:00.002-05:002023-02-07T16:49:25.374-05:00Investing In Africa: How To Get Started<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEOS9LLiWfb3L2jvLDjTf9sVMQTBJycq24qh-S-NXvwT6JLeiFHzIIt361OVglnf6mL5LSMAXz8Ubg5mQ3lRhyWGpZjIbRjSzqyz-RYp6u7K1wAbZEqD-iJKxSY8QrpYpFY26BoMBEJFiwlyc6QWYNCDjH9jTZcBSkm_yh0tS6Xs5SWip42hxr8ZJk/s1000/blog%2013.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Investing in Africa" border="0" data-original-height="563" data-original-width="1000" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEOS9LLiWfb3L2jvLDjTf9sVMQTBJycq24qh-S-NXvwT6JLeiFHzIIt361OVglnf6mL5LSMAXz8Ubg5mQ3lRhyWGpZjIbRjSzqyz-RYp6u7K1wAbZEqD-iJKxSY8QrpYpFY26BoMBEJFiwlyc6QWYNCDjH9jTZcBSkm_yh0tS6Xs5SWip42hxr8ZJk/w320-h180/blog%2013.jpg" title="Investing in Africa can be an excellent option for many investors." width="320" /></a></div><p></p><p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With more than 50 count</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ries, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Afri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is a diverse continent </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> fast</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">growing economies and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> many investment o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pportunities in a wide range of sectors. From mining to infrastructure to energy, making an </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investment in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e an excellent option for many investors.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Africa</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">’</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">s </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">E</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">conomic Growth</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Global </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economic growth, in general, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has slowed over the past few year</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s with the Covid-19 pandemic</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, infla</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tion concerns, s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">upply-chain issues</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other factors. While growth also has slowed in Africa,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> most African </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nations are still seeing steady, if slower, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">G</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">DP growth.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The countries with </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">highest GDPs in Afr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">clude Nigeria</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, South Africa, Egyp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t, Algeria, Mor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">occo, Kenya, Ethiopia, Ghana, Ang</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ola, Tan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">z</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ani</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a and the Cote D</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Typically, these </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">be considered the countries with the strongest, most stable economies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> al</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">though not all of the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se nations have been </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">either emerging markets or f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of these nations, two (South Africa and Egypt) are considered </span><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">emerging markets</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, while Kenya, Nigeria and Morocco are considered </span><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Cote </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">D</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoir</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e also would be considered a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market as part of the West African Economic and Monetary Union (WAEMU). </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The WAEMU also includes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">several other na</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tions including Benin, Burkina Faso, Gui</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nea-Bissau, M</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ali, Niger, Senegal and Togo. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Tunisia, which has the 12</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 8pt; vertical-align: super;">th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> highest GDP in Africa is ranked as a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier market, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mauritius</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, also </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as a frontier market, i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s not </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ranked in the top 30 GDPs in Africa, yet it is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">considered</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by the World Bank to be one of the stronger </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economies in A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Therefore, while GDP can be one indicator of a country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s success, it doesn</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t pain</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t the entire picture. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Why Should You Consider</span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> Investing In Africa</span></a><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> investments in developed</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> markets tend to carry less risk than invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ments in emerging markets or frontier markets, investing in Africa can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ve to be quite profitable</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The African continent offers several advantages over many developed n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ations. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Young Population </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> The </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">median age of people in Africa is just 18 years old.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Compare that with </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Europe (42 years) and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">North </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">America</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(35 years), and you find a population that is driven </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by the need for goods and services. In the continents with older populations, the fo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cus is often more heavily based on health car</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e and entitlements. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Natural Resources </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Africa </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is rich in natu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ral </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">resources</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, and the United Nations estimates </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">about 30% of the world</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">total</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mineral reserves </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are in Africa. This includes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as much as 40% of the world</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s gold and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> about 90% of platinum and chrom</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ium. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">More than 12% of oil reserves and about 8</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">% of natural gas reserves also are found in Africa. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Additi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">onally, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">minerals such as cobalt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, lithium, tantalum and many other much-need</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed minerals</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re available in abundance </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in Africa. For instance, more than 60% of the world</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s cobalt </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">was mined in the Democratic Re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">public of the Cong</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o. Cobalt is one of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">several minerals used in the production of c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ellular phone </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">batterie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">so this mineral</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is in great demand. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Increasing Capital Flows </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> This </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is an indicator of how </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">money flows into countries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for the purpose of investing. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you compare fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fl</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ows to Africa v</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ersus </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">BRIC </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fund flows (Brazil, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Rus</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sia, India, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">China), only China had a greater influx </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of capital flow</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in recent years</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Foreign</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">direct investment </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(F</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">DI) </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in Africa was </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more than $8</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">0 </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">billion in 2021</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, accor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ding </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">United Nati</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ons Conference on Trade and Development (UNCTAD).</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Obviously, Russia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n investing was </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">affected by the invasion of Ukraine, but Brazil and India are strong emerging markets popular with investors and nei</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ther</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> saw increas</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">es in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">capital</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">flow </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as strong as those on the African </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">continent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in general. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This metric</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be a good indi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cation </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing in Africa </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has been shown to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> yield positive results for many investors. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Social Responsibility </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> If </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you are looking for socially </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">respons</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ible</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment op</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or impact investing opportunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, investing in Africa can be a good option to consi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">der. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ompanies owned and operated by African</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s or in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vesting in companies that are improvi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng infrastructure</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or perhaps</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> improving</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">agriculture</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in specific countries or regions.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">How To Invest</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">One of the easiest </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ways to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">invest would be to purchase shares in an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF or mutual fund that focuses on investing in Africa. It might be a general </span><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or </span><a href="http://www.moneywatchafrica.com/2022/05/south-africa-etf-facts-about-this.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or perhaps an emerging market ETF or </span><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. These can be easily bought and sold by individual investors and, because they are diversified over many holdings, th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is can minimize risk.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Throughout the African continent, there are more than 25 stock exchanges</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> representing more than 3</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">5</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> African countries</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, and foreign investors can purcha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">shares</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. This is</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a more complicated option, but if you find a company or companies that spark your interest, this can be an option to consider. You will need to go through a brokerage firm to purcha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stock. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">American </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">depository rec</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eip</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ts </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(ADRs) </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are yet another option to consider. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These are ce</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rtificates issued by a depository bank </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">United States t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hat trade on American stock </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">xchanges but represent shares in a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">foreign</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">company. These can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">relative</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">easy to access, but they </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">also </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can involve additional fees and taxes</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">We recommend d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">iscussing ADRs with your financial advisor and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> consid</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ering the possible risks and benefits of this type of investment.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">not</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">her option might be to explore various venture capital funds </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and private equity firms </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that focus on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments and projects in Africa. This can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">much </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> complicated</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> than </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">going the ETF route</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">offers less l</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">iq</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ui</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dity than ETFs</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but you can dis</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cuss your options with your </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">financial </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">advisor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to see what might be available. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">It is important to note that this </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is often not an option for every investor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> because the initial investment cost may be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">high,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and the risk may be higher than with a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF or mutual fund.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, the smart </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa investor</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> will re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">each i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nvestment opportunity carefully to assess risk. If you are opt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing for an ETF, for instance, s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tudy the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">top 10 hol</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dings and do some re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search about the fund </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">managers</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he historic per</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">formance of the fund. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s a continent of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opportunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and we encourage </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investors to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">do some re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">consider </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">adding</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> some type of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">inves</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tment in Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to their portfolio. </span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-60290030435058407492022-12-22T18:53:00.001-05:002023-02-07T16:54:22.438-05:00Frontier Markets 101: Helpful Facts For Investors<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3Qw9AIsgMPAvyrQKTN_S67kJkw7kL68nBAI-C6YNlFjqkhGt7YRNWrmGFX3ZW0_fBt_BpsmjYYUNWkmHWnenB-6fCIR66ALTbfzJQXQhB_ktv_cBQwQRgBOZS_k1jO5rih5YvNMbeajCGBc5lFeiYHVNbvQNfMDt5CT4U-MUpdVOuRYWp9ed6P7Mi/s1000/blog%2012.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Investment in Africa" border="0" data-original-height="662" data-original-width="1000" height="212" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg3Qw9AIsgMPAvyrQKTN_S67kJkw7kL68nBAI-C6YNlFjqkhGt7YRNWrmGFX3ZW0_fBt_BpsmjYYUNWkmHWnenB-6fCIR66ALTbfzJQXQhB_ktv_cBQwQRgBOZS_k1jO5rih5YvNMbeajCGBc5lFeiYHVNbvQNfMDt5CT4U-MUpdVOuRYWp9ed6P7Mi/w320-h212/blog%2012.jpg" title="Although South Africa ETFs can be a good option to consider, more and more African frontier markets are opening up to investors." width="320" /></a></div><p></p><p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you’ve been looking for new ways to expand your portfolio, investing in </span><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be an option to consider. While these markets can be riskier than investments in developed markets, there are some excellent opportunities available.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Market Classifications: What I</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">s A Frontier Mar</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ket?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Several organizations</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> classify markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ncluding MSCI </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(Morgan Stan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ley Capital International), S</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">&P Dow Jones</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and FTSE (Financial </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Times Stock Exchang</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e).</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Many factors are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">considered when classifying countries including </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">political</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stability, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ease of market access, liquidity and more. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Typically,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> more stable the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">government and the econom</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y, the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more likely the country will rank as developed or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> although this is not always the case.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For instance, Iceland is considered a frontier market, yet it </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">boasts one of the highest standards of living o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n the planet and has a stable government. Yet, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">access to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">its market is limited, thus it is not yet classifi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed as a developed market. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Market status is updated frequently, and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">while </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">changes are rare, they do </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sometimes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">happen </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">quick</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly. Russia is a prime </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">example of a country whose status changed </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">almost </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">overnight</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. After the invasion of Ukr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">aine, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Russia was downgraded from </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an emerging market to either a standalone market (MSCI</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and S&P Dow Jones</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">) or simply </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">removed from classification lists due to the high leve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">l of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">political </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sta</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">bility in that country. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In some cases, such as with Greece, this nation was</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> up</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">graded to developed market status but after </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nation experienced </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a severe economic do</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nturn, Greece was downgraded to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging market status</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Frontie</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">r Mar</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">kets In A</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">fr</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ica</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In Africa, which is the area w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e con</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">centrate on here at Money Watch Africa, t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">wo nations</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> have attained emerging market status. These include E</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gypt and South Africa, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">both of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">which maintain re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lat</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ively stable governments and m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arket a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ccess is great</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">er than it would be with a frontier market.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While investing in an Egypt ETF or </span><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be a good option </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to cons</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ider, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> more and more </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frican f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets are opening up to investors, so let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s take a look at the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> cou</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntries</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on this diver</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se contin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ent. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">The </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">West A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">fri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">can Eco</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">nomic and Monetary Union (</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">WAEMU)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> This </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">group of nations includes Benin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Burkina Faso, Cote </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire, Guinea-Bissau, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mali</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Niger</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Senegal and Togo. The WAEMU is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classified </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">und</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">er frontier s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">atus by MSCI</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> but </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">limited to securities in Benin, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Burkina Fas</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Cote D</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and Senegal. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Bots</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">wana</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> This </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dlocked nation in south</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ern Afri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is ranked as a st</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">andalone marke</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t by MSCI and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier market by S</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">&</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P and FTSE. As with many African nati</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ons</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Botswana</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s economy is growing quickly</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and is a top exporter of diamonds as well as minerals such as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gold, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">copper and nickel. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Cote d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Ivoire</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Cote d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire is listed as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSCI </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as part of WAEMU, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">both S&P and FTSE classify this nation</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on its own. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Located in West Africa, this nation has one of the region</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s most stable e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">con</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">omies and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is the world</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s top exporter o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cocoa beans</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as well as a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> top exporter of ca</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sh</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ews, p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">alm oil and coffee. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Ghana</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Located </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">West </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa, ad</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">jacent to Cote d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Togo and Burkina Faso, this nation </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is listed as a frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> nation by MSCI, FTSE and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">S&P. While Ghana</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s economic growth </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">not been as strong as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some other </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets, Ghana is still a top exporter of cocoa beans, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gold and ot</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">her minerals. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Kenya</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ranked </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in frontier market status by MSCI, FTSE and S&P, Kenya boasts t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he largest economy in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">east</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ral A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica. With </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">strong and gr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">owing middle </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">class, Keny</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s economy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is bust</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ling, with many </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opportunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in telecommunications</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, infra</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">structure and mining.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Morocco</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> M</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">occo </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is ranked as a frontier market by MSCI, FTSE and S</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">&P, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has one of the best quality</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-of-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">life scores </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the African continent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Mor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">occo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s main expor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ts include agricultural products, tex</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tiles and phosphate-related pro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ducts.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Namibia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> S&</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P ranks Namibia as a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fron</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> this Sub-Sahara</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n African nation is a country </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">abundant in natural resources</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> with diamonds being a top export along with uranium, lead, tungsten</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and silver.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Nigeri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Ni</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">geria </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is the most popul</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ous</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> country in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">seventh most popul</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ous nation on earth</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">N</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ot surprisingly, Nigeria also has the largest ec</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">onomy in Africa </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and petroleum</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-based products are the nation</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s top export</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSCI, FTSE and S&</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P all rank Nigeria as a frontier nation.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Tanzani</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> While </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">only FTSE ranks Tanzania as a frontier </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market, this East African country </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">consistently</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has enjoyed steady economic growth. Prim</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ily focused on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">agriculture</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Tanzania exports cotton, coffee, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">she</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ws</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Mining is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">another</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">importunity</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">industry, and gold</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> mining is the top mi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ning export. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fw":"bold"}" data_styles="{"fw":"bold"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Tunisia </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This northern Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n nation is consisten</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tly listed </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">among </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">African countries with the highest standards of living and quality of life. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Tuni</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sia is ranked as a frontie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nation</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by MSCI, FTSE</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and S&P.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Zambia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Thi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nation, ranked</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier market by S&P, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exports about 70% of the copper found on the African continent. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Agriculture is another top industry with sugar, tobacco and cotton being </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">among the top exported crops.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Zimbabwe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Zimbabwe </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">listed as a standalon</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSCI but</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emains unranked by S</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">&P and FTSE. In </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">general, standalone status can be a sign that a country is being looked </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">at for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a possible move </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">toward f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ront</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ier market status. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">How To Start </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Investing</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> In Fro</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ntier Mar</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">kets</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in developed mark</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ets is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ext</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">remely </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">easy, and even emerging markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">provide </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">easier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> access for inve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stors. With frontier m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arkets, th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> options are more limited</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">there are some </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">good </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">options to co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nsider. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The easiest way to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> invest in front</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ier mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">kets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is to select </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">either </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mutu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">al fund or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exchange-traded fund that concentrates holdings in frontier market n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ations. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These can be easily bought and sold by investors</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> using an online brokerage firm</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or through your </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">financial advi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sor. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For instance, you might look for an </span><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or a </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. ETFs are similar to mutual funds in that they </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">te</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nd to be heavily diversified, which c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">minimize risk. The advantage of an ETF is that this type of investment can be bought or sold throughout the trading day, where</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> mutual fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d values are set at the end of the trading day. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Other options </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">include</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica via American depository rec</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eipts </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(ADRs)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, which are certificates </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">issued by U.S. banks and which trade on U.S. stock exchanges</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">represent shares in foreign compani</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">es. These often are subject to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">high </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fees and taxes</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">so it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s wise to talk with y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">our f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">inancial advisor before opting for ADRs.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investors with an abundance of capital, you also could consider loo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">king at the investments offer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed by venture capital and priv</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ate equity firms. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This is a more costly</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and mo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re complicated r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">oute than eit</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">her </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs or ADRs and not a great option for smaller </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investors, but if you are interested in making a substantial </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investment in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, this could be something to consider. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> gene</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ral, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing in frontier markets is considered riskier than investing in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">develop</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed and emer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ging markets. However, these markets also </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potentially can provide substantial yields</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. With an ETF </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or mutual fund concentra</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ted on a frontier market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you tend to min</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">imize risk as these are diversified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Before making any </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment decisions r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ega</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rding frontier markets or any </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other markets, we always recommend </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">researching</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the investment opportunity c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arefully looking at the holdings</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, the fund managers and the h</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">istorica</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">l performance of the fund. </span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-61497114465479647722022-10-27T17:10:00.007-04:002023-02-07T16:56:45.393-05:00Finding The Best Emerging Market Index Funds<p class="zw-paragraph" data-doc-id="6256830000005748001" data-doc-type="writer" data-line-height="1" data-margin-bottom="0pt" style="line-height: 1; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><div class="separator" style="clear: both; text-align: center;"><span class="EOP"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcmDVGnMDahDiRav1aC0BJMUdehIO_SSgnuMxEE_pjBOe3d_m9BtQfjyGwDbmOc_8Zk4A1FeywjyOMxeGDgb0yn4gLUrjhCyrfu91rfCDiaEXiZIKRQKTdHc4lAlEhktJVTFr79X4oFWfpvznLuKKwMY_nGg1GVf8B3XVU672ycSrMNgPFafwe3sF_/s1000/blog%2011.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Emerging Market Index Funds" border="0" data-original-height="667" data-original-width="1000" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgcmDVGnMDahDiRav1aC0BJMUdehIO_SSgnuMxEE_pjBOe3d_m9BtQfjyGwDbmOc_8Zk4A1FeywjyOMxeGDgb0yn4gLUrjhCyrfu91rfCDiaEXiZIKRQKTdHc4lAlEhktJVTFr79X4oFWfpvznLuKKwMY_nGg1GVf8B3XVU672ycSrMNgPFafwe3sF_/w320-h213/blog%2011.jpg" title="Consider buying shares in the best emerging market index funds ." width="320" /></a></span></div><p></p><p class="zw-paragraph" data-line-height="1" data-margin-bottom="0pt" data-margin-left="3.0in" data-textformat="{"ff":"Fira Sans,Trebuchet MS","size":16}" data_styles="{"ff":"Fira Sans,Trebuchet MS","size":16}" style="line-height: 1; margin: 0px 0px 0pt 3in; text-align: right;"><br /></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When building a p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortfolio, we a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lways </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">recommend</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">incorporating a diverse mix </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of investment st</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rategies. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">B</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">u</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ying shares in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2022/08/emerging-market-news-investment-options.html">best emerging market index funds</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be one </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">strategy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to consider, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">bu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t how can you determine if this is the r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ight fit </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for you? Let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s take a look at these index funds. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Emerging</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> Mar</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">kets</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">: </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Understanding This Classifica</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">tion</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In countries or regions where stock mark</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ets exist, investment firms such as Morgan Stan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ley Internat</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ional (MSCI) or economic org</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">anizations such</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as the International Monetary Fund (IM</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">F), will classify these markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as developed, emerging or </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2022/08/what-to-look-for-in-frontier-markets-etf.html">frontier markets</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">criteria</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">used by the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se groups for</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> classifica</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tion purposes typically include</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the growth rate of the economy, the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">political</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stability of the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">countr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y, the strength and sta</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">bili</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y of financial systems in the country and other factors. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Developed countries, such a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s the United States, Japan an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the United Kingdom hav</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e long-standing markets with </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">general economic stability and stable governments. Emerging markets are located in countries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with developing economies that are poised for growth and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hopefully, moving to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ward develope</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d market status.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">C</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">untry classi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fications can change if the stability of the economy or government changes. For instance, Greece was once</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> considered a developed market, but because of economic turmoil</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">most market classifiers </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">have this nation now listed as an emerging market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Russia was for many years</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">listed as an emerging market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but with the recent invasion of Ukr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">aine, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Russia has lost</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> its emerging market status. Some market classifiers simply removed Russia entirely from any market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classification</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">list</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and others now classi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Russia as a standalone market. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of course, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sometimes a market will improve enough to pro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gress from a frontier market to an emerging market. For</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> instance, Israel moved from emerging market status to developed status in 201</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">0. Greece move</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d from emerging t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> developed in 2001, but, as stated above, has moved back into emerging status due to instability. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Why does market status matter? In general</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments in developed market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tend to be less risky than those in emer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ging or frontier markets. All investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> options carry risk,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> so there is never </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">guarantee</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that your investment will </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ield positive r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">esults</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, even with</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in a developed market. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">On the flip side, while the risk </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with emerging market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s or frontier </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">might be higher, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the reward</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potentially coul</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e higher. These two markets tend to have high level</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">growth and younger, consumer-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">driven populations</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, which means there is plenty of opportunity</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in these developing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economies.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">What Is An </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Emerging Market Index Fund?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">One reason why markets are classif</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d as either emerging or f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it can be difficult </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for investors t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> invest in these markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While buying shares of a U.S.-based c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ompany can be handled with relative ease, this is</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t always the cas</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e with emerging mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">kets in Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, South Ameri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and Asia. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Purchasing</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> shares of a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n emerging</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-based </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mutual fund or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exchange-traded fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> (ETF)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">two</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the easiest way</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gain exp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">osure to emerging markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The funds </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are diversified with multiple hold</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ings, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can reduce risk</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Mutual fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s and ETFs also can be purch</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ased either through </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">your </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortfol</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">io manager</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r even an online brokerage firm quickly and easily. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Fu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nds are created by fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d managers and the holdings can include a mix of investments that the manage</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">believe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">will be profitable </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or the fund can be an index fund. This means that the investments in the fund were chosen to track a spe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cific f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ancial mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ket index. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stance, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">there are S&P 500 index funds that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">track the Standard & Poor 500, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">includes 500 of the larges</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">compan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ies in the Un</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ited States. These companies include App</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">le, Amazon, Google</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Chevron, Pfizer, Coca-Cola</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">many others. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This can be a good option for investors seeking long-term growt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dex funds have some advantages </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">over other types of funds. For one thi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng, because the fund is built to track an index, it is passively managed, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">typically </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">res</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ults in lower fees and expenses. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Actively managed funds have higher fees simply because the management teams have to do more work than simply tracking an index.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">W</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">hat Are The Best Emerging Market Index Funds?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When it comes to selecting the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">best</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> funds, this truly can be very subjective an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d entirely </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">based on the needs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and inclinations </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of the individual investor. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Some investors might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">prefer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> inv</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">esting in certain econo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mic sectors, such as consumer discretionary or perhaps ene</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rgy or information technology. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ou want passively managed emerging markets mutual funds, you could find a fund or ETF that tracts the MSCI Emerging Markets Index or perhaps an FTSE emerging mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ket index, such as the FTSE Emerging Markets All Cap China A Inclusion Index.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Other investors might</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> have a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">specific</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">region or country in mind </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">when they consider investing in emerging markets. For in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stance, an </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2022/07/5-tips-for-africa-investor.html">Africa investor</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> might consider a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><a href="http://www.moneywatchafrica.com/2022/05/south-africa-etf-facts-about-this.html"><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa</span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> ETF</span></a><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or opt for</span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an Africa ETF that tracks the MVIS GDP Africa Ind</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ex</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> (MVAFKTR)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Other options include focus</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on emerging markets in Asia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, such as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">select</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a South Korea f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">und or perhaps </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a mutual fund or ETF that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">focuses on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">India or China</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or Latin Americ</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These may or may not be "index" funds, as some of these investment options may be actively managed and not tracking an index.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These days, there </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are quite a few diversified emerging market ETFs to consider, and even a few frontier market ETFs. ETFs offe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r an easy way to invest in emerging market stocks and you can buy and sell shares throughout the trading day.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With a mutual fund, you can only buy o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r sell at the end of the trading day once the fund's net asset value has been calculated.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">We recommend</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> stud</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ying each investment opportunity carefully. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Begin by studying the company that is selling the mutual fund or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Do some research about the fund m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">anagers and take a look at the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">value</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> of assets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">under manage</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and the expense ratio. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Research the c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ompani</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">es in the mutual fund or ETF</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, as well as the sectors represented in the fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to determine </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">if they align with your goals and values. For some e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">merging market investors, the goal </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is not just about profits but also looking </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for socially </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">responsible</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">options. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in these emerging countrie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s can be a way to help boost the economi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">es in this region,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and that can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n attractive f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eature for some in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vestors.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In the final analysis, deter</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mining </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">which ar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e the best emerging market index </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">funds or best eme</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rging market funds in general truly depends on the goals </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">individual</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">inv</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">estor. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Taking the time to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">research</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">each investment oppor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tunity is crucial, and we also recommend keeping a close eye on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">performance</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of your investments </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to ensure that your po</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">folio remains </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as strong as possible to meet your long-term goals.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-16873032491738273012022-08-31T13:14:00.002-04:002022-08-31T13:14:26.842-04:00What To Look For In A Frontier Markets ETF<p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investors have hundreds of investment options, and exchange-traded funds (ETFs) provide an easy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">way to invest in many sectors </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and regi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ons. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: #2b00fe;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">frontier markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">ETF</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"> </a>is an option that can p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rovide excellent yields, but before you invest, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s smart t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">do some research about fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier markets and the type of ETF that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s best for your portfolio.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"></span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdDWRGrBKALWkwY4CIMFqK82lHsaAde1rYVKJjB5BGNo6Zi0s7YjDfuk8WQZ55HTlRzF3Zg_rc1Gc4Dr-QW726irUj-3uz1KbZrk7ZICkThkb_DvTxDHbs4abzj0pUvOsB9VTL0C5nnH_EC6V6CXOgoSGFxz-Sb2gBxbvsuBJPJKetumnYQT4VXMaI/s574/Blog%2010.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="300" data-original-width="574" height="201" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdDWRGrBKALWkwY4CIMFqK82lHsaAde1rYVKJjB5BGNo6Zi0s7YjDfuk8WQZ55HTlRzF3Zg_rc1Gc4Dr-QW726irUj-3uz1KbZrk7ZICkThkb_DvTxDHbs4abzj0pUvOsB9VTL0C5nnH_EC6V6CXOgoSGFxz-Sb2gBxbvsuBJPJKetumnYQT4VXMaI/w386-h201/Blog%2010.png" width="386" /></a></div><p></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"><br /></span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">What Are </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: #2b00fe;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Front</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ier Markets</span></span></a><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Stock markets are classified as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Developed, Emerging, Frontier or Standalone</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> depending on many factors. In a developed market, you tend to have stable economies, stable government</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and stable </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">currencies with high liquidity and easy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">access to the marke</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ts.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Developed markets include countries such as the United States, Canada, Japan, the United Kingdom and Hong Kong. Emer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ging markets include countries such as China, In</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dia, E</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gypt, M</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exico, Brazil and South Africa. Frontier ma</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rkets include countries such as Romania, Iceland, Estonia, Morocco, Nigeria, Kenya, Jordan, Vietnam and Pakistan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> among others. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Why Invest In Frontier Mar</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">kets?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier market investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s are considered riskier than investments in emerging markets or developed markets. The</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> economies </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and governments </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in these countries tend to be less stable</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ese markets often have poor liquidity and unstable currencies.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With emerging markets and frontier markets, the governments are established</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> but tend to be a bit less developed and stable with less liquidity and more currency instability. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In theory, this makes investing in these markets r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">iskier than </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments in develop</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed markets.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Despite these risks, there are some opp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortunities to be had </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier markets. There may </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">be enormous poten</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tial for growth and the yie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lds potentially could be higher than many investments in developed or emerging markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, although there is never any gu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arantee of success </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ith this or an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y other investment. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While the risk may be greater,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the rewards could be higher as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">indust</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in these regions and countries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are expanding rapidly to provide goods and services for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">growing populations. Populat</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ion</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging and frontier markets tend to be young</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">er and less focused on annuities, which means that they have </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">greater demands for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">goods and service</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">general</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">which helps fuel the market and can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">provide great </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opportunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an investor. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of course, as with any investment, there are never any guarantees that an ETF or any type of investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> will yield p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ositive results. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s why thorough research is an impo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rtant step to take </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">before </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">alloc</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ating money to any type of investment. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Why Consider A </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Frontier Mar</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">kets ETF</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">limited access to frontier markets, purchasing shares in an ETF can be t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he easiest way to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gain </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exposure to frontier mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">kets as well as emerging markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Additionally, ETFs are diversified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, which can minimize risk</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the fund contains holdin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gs from many companies. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">There are a few</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> general</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> frontier markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs out there</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> that you can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">select,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or you c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ould s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">elect an ETF that invests in companies in specific coun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tries classified as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> markets. For </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">instance</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you could opt for a Vietnam ETF or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">perh</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">aps a regional ETF such as an </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html">Africa ETF</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, where the holdings are based in countries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">throughout</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the African continent. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Another investment strategy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that can help you </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gain geographic exposure in a specific fronti</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">er market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">might include looking into purchasing real esta</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">te </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that country. Other asset classes might include buying stock</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in a specific company</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> (as opposed to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a fund with many holdings) or investing in commodities or currency. In general, these can be more difficult than purchasing</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> an ETF, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">but</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> it can be smart to w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eigh all of your options when investing</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ensure long-term success.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Selecting</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">The Best Frontier Markets ETF For You</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With any ETF, there are a few basi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cs that investors should think about to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">determine whether or not th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is is the best choice for their portf</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">olio. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Before buy</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing shares, an investor s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hould track the performance </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">data </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> ETF in general</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, especially how it relates to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">whatever index it is tracking.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs are bui</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lt to t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rack a specifi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">c ind</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ex as closely as possible</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">instance</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> an Africa ETF might track the MVIS</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">®</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> GDP Africa Index</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. In </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">theory, the ETF should track along with the index. So</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, if </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the index is up by 6%, in theory, your ETF also should be up by about that muc</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Typically, the increase will be less than </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the index </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">increases</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ecause </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the issuer does incur a cost to manage the fund, and some of the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">returns pay for those expenses.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> If there is a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> large disc</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rep</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ancy between the index the ETF tracks, this </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can be a red flag. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">It</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s als</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o wise to look at the holdings in the ET</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">F and make note of how the holdings are weighted.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Research the companies </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">whose shares comprise the highest percentage of net asset</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s as these tend to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> make the most impact on the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">performance</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of the fund. Keep in mind, that these holdings and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the per</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">centage of net assets can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">change over time as the fund managers</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">may decide to alter the fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Be sure to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> look a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t the country weightings and sector weight</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ings. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For instance, you might want to ensure that the country weightings </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are truly in fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier markets rather than a larger developed co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">unt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ry. Many people o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pt for frontier market investing not only as a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potential source of income</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> but also as a type of socially </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">responsib</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">le </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(SRI) </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">strategy. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF is mo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stly weighted toward </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies owned by foreig</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n investors, this might go against your </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">SRI goals. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Likewise</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> with sec</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tor weightings, you might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">wish to invest in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">specific industries and exclude others, so take a look at the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sec</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tors represented </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, ETFs can provide an easy option for investors provided they research each fund carefully and keep an eye o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">progress (or lack of progress)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of the ETF. A trusted financial advisor can be a good resource to h</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">elp you select the best </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs for you whether they are focused </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> developed markets, f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets or emerging market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s, such as a </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html">South Africa ETF</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">We also recommend that you </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">research the company offering the ETF and check out th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e history of the company and the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market value of that firm</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s assets under</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">management</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Additionally, make note of the historic</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">al </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">management</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">performance</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and you can even do some research about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the fund managers. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Keep Up With Frontier Markets</span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">At Money Watch Africa, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">our goal is to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> provide </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">helpful </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">information </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html"><span style="color: #2b00fe;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">merging market</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html"><span style="color: #2b00fe;"> news</span></a> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for the </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">Africa investor</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, including emerging market ETFs and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs. Be sure to check </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">our website regularly to keep up on the la</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">test</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">developments on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">how to<a href="http://www.moneywatchafrica.com/"> </a></span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">invest in Africa</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-54579566767075999832022-08-10T17:46:00.004-04:002022-08-31T13:38:29.390-04:00Emerging Market News & Investment Options<p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Emerging markets can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">provide investors with some excellent investment options and staying on top of </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">emerging market news</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is the best way to find </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opportunities </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">suit your portfolio.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBLG12Qrq3fBH0WHJZ8hMfUGywfdIfnfJPXY60K3Gd-dq6evrfJgtd4vBT4tnT1YCeT6cxaGI2lwGWS5q46UrbA11qw4bQ2Ga7Qcf7WQyWDcHUHM-D8n2SFkUf28HeVKc2aeNZdlVhqo0b3RlaIqi_O447yvmcmtWh395KVRtkNWb91NEEKLhb-hY6/s2508/blog%209.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1672" data-original-width="2508" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgBLG12Qrq3fBH0WHJZ8hMfUGywfdIfnfJPXY60K3Gd-dq6evrfJgtd4vBT4tnT1YCeT6cxaGI2lwGWS5q46UrbA11qw4bQ2Ga7Qcf7WQyWDcHUHM-D8n2SFkUf28HeVKc2aeNZdlVhqo0b3RlaIqi_O447yvmcmtWh395KVRtkNWb91NEEKLhb-hY6/s320/blog%209.jpg" width="320" /></a></div><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><br /></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">What A</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">r</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">e </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Emerging Markets</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Countries or regions tend to be categorized as Developed, Emerging or </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Frontier markets</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">There are various companies and stock exchanges that make </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">determination</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> about which countries should be placed </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in whi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ch category</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Develop</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed markets include the United States, Japan, the United Kingdom</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Canada, Australia, Hong </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Kong, South</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Korea and many more. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Emerging </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s include countries such as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mexico, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Brazil, Egypt, South Africa, India and other</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s. Frontier </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets include </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">countries such as Kenya, Nigeria, Romani</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a, Pakistan, Ice</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">land and V</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">iet</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nam.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">How Are Countries </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Classified</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stance, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSCI</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Inc., a New York</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-based finance company </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has created </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">its own </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classif</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ication system. Other</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">well-known</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">index </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classif</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ication</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">systems include the S&P</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Dow Jones Indices and the Financial Times</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> S</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tock Ex</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">chan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ge (FTSE).</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Generally, the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classificati</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lists the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> produce are similar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but they don</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t always agree 100</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">% on a country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classification</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s take South Korea as an example. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">S&</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P lists South Korea as a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">developed market, while MSCI lists this country as an emerging market and FTSE lists South</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Korea as an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Advanced Emerging</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ket. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Countries are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">based upon </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">several</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> factors. For instance, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">access to the market itself i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s a factor. In the United States</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or Japan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, it is generally very ea</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sy for inve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stors</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> across the globe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ccess</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> our s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tock markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> while </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it can</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more difficult</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to access</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the markets in emerging markets such as Poland, Turkey or Peru. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The countries also are judged on their </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">overall</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economic development</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sta</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ility</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f their economy</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, currency and gover</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nment. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Russia </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s a good example. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Since the fall of communism, Russia be</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gan to transform fr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">om a completely closed society to an emerging market where investors had much greater access to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the market. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> recent invasion of Ukr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">aine, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">however</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dded </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a great deal of instability, and t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">his country has be</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">en recategori</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">zed </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by ma</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ny</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> of the organizations that rank these nations. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSCI move</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Russia from emerging market status to standalone status while Russia no longer a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ppears on the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> S&</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P Dow Jones or FTSE market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classification</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">systems.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Icel</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nd is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> example of how access t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o the market economy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">affects a country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s standing. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This European nation has a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">st</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">able </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">government</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and a high stand</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ard of living, but it is still categor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ized as a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> frontier market because </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s just not all </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">easy to access investment opportunities in Iceland. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, with both emerging mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">k</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and frontier markets, these are countries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that are po</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ised for fast </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">owth. For investors, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">arket</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potentially </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> pr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ovide high-yield results </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">although they might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">also come with a higher risk than some investments in developed markets. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of course, even</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in developed market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s, there </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">volatility</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. For instance, every time the Federal Reserve de</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ides to institute a rate hike</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, this can affect the market, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as interest rate</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hanges</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> have a direct effect on the economy. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">During the recession</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, as real estate </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">crashed, this also </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">affected</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> our economy.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">However, unlike an emerging market or frontier mark</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">et, o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ur long-standing economy and s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">table </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">government </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ma</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ke</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> it easier for our develop</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed nation to en</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dure </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fluctuations</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and even issues such as the C</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">OVID-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">19 pandemic. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">More Risk? Higher Returns?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In theory, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investme</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nts </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">carry a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">higher-level</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> risk</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">als</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potential</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ield higher return</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s on investment. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Emerging and frontier markets tend to be growing at a fast pace and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with a younger population </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">base, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> need for goods and services </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">con</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tinues to expand. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Whether you invest in an emerging market, frontier market or developed market, there is never any guarantee that your investment will </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">prove </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">beneficial to your portfolio</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Even Fortune 500 firms go bust. Tak</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e General Motors as an example. Founded in 19</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">08, it was one of the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> biggest car manufacturers on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the plan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">et and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">one of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">its</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">presidents</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> famously stated, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">what</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s good for GM is good for Amer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Fast </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">forward </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ecession of 2008 and you find a company </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">riddled with mismanagement that failed to keep up </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with the times.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Eventually, the company w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as bailed out by the U.S. government and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">reorganized</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">new company. This is just one ex</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ample of a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">so-called solid </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment that failed, and there are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">plenty of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other examp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">les, including Blockbuster, Kodak</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and more.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">The Power of Diversification</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">I</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n general, the best option for invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ors is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">build a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">diversified portfolio that includes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some stable, long-standing companies that produce steady </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">growth to build for the future</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as well as select</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> some investment options that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potentially can provide you with some </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">higher </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">short-term </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">earnings.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">It</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s often wise to consider investing in m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ut</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ual funds or exchange-traded funds (ETFs) as these </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are div</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ersified to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">include a variety of holdings</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, rather than simply inv</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">esti</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng in a single company. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Real </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Estate</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Investment Trusts (R</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">EITs)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> are another option to consider. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">either own or finance real estate that produces i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ncome. They might own apartment comple</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">xes or finance homebuilders</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, etc.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">All investments carry a certain amount of risk, and the best advice we can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">give is to div</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ersify your portfolio and keep a close watch on the market and your</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> investments. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While a trusted financial planner can be a great asset, you still need to do some </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">read up on market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">trends and potentia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">l issues related to your investments.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Before purchas</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">shares in a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> mutual fund or ETF, research the holdings in the fund. Study </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">how the fund is weighted and pay particular attention to the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">top ten holdings, as they tend to affect the overall performance of the fun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d the most.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Options For The </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Africa Investor</span></a></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">At Money Watch Africa, our focus is mainly on helping investors find </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">investment opportunities in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Seve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ral nations in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa are classified as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging markets or frontier markets. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSCI classifies Egypt and South Africa as </span><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">emerging markets in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, while FTSE </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classifies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">South Africa as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">advanced emerging,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and Eg</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ypt as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">secondary emerging.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Several</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other nations </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are listed as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">kets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> by FTSE</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, including </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Cote d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire, Ghana, Ken</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ya, Morocco, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Nigeria,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and Tanzania</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">MSC</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">I lists </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Keny</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a, Mauritius</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Morocco, Nigeria, Tunisia and the W</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">est African Economic and Monetary Union (WAEMU) as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. WAEMU in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cludes Beni</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Burkina Faso, Cote d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and Senegal. MSCI</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> also lists Botswan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a and Zimbab</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">we on its standalone index, two countries that are pois</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">gain fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier status</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as their markets improve and expand.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you wish to invest in Africa, opting for an </span><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, such as a </span><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">South Africa ETF</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">one of your easiest options. There are also emerging market funds and frontier market funds, an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d some of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">which</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> may be focuse</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d on Africa-based </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Again, just </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">research the companies in the fund </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the fund managers to dis</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cover if this is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the right fit for you.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Discover </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">The Latest Emerging Market News</span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The websites for MSCI, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">FTSE and S&P Dow Jones ca</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n be excellent resources for emerging market investors. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">At Money Watch Africa, we also update our website with emerging market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">news, particularly as it relates to </span><a href="http://www.moneywatchafrica.com/" style="color: blue;" target="undefined"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;">Africa investing</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, so be sure to check back from time to time </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to find </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ossible investment options for your portfolio.</span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-22625667407202679132022-07-10T21:23:00.001-04:002022-08-31T13:19:45.685-04:005 Tips For The Africa Investor<p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you are seeking new financial oppo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rtunitie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s in which to </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">invest, Africa</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can be an interesting option to explore. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Wit</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h more than 50 countries and t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">housands of investment options, the African continent is rich in natural resources and industry</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and infrastructure continue to ex</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pand.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"></span></p><div class="separator" style="clear: both; text-align: center;"><span class="EOP"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzRfqwEQt-wO54gWxhyGQiyc8V9F-DcrK3P2DC43ii3HQcSxc4T1sNvDvNUofXM0z0jfEwYoXOgVHmAQYI0SsgHbBJ93H2EaghmuJzjLRhpznFYtGvyItiBIpi4Q4Cc_AiwEumscO3I9eWz4j3P9a7vlS1qX5GttopVOVdXxUhHhEKsG-VL9tr-PTZ/s2508/blog%208.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1672" data-original-width="2508" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgzRfqwEQt-wO54gWxhyGQiyc8V9F-DcrK3P2DC43ii3HQcSxc4T1sNvDvNUofXM0z0jfEwYoXOgVHmAQYI0SsgHbBJ93H2EaghmuJzjLRhpznFYtGvyItiBIpi4Q4Cc_AiwEumscO3I9eWz4j3P9a7vlS1qX5GttopVOVdXxUhHhEKsG-VL9tr-PTZ/s320/blog%208.jpg" width="320" /></a></span></div><span class="EOP"><br /></span><p></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Who Is The Africa Investor?</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">Africa investor</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is someone who isn</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t immune to taking </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">occ</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">asional investment </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">risks, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and also possib</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n individual that seeks to help bolster the economies of this vast</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> continent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Additionally, this may b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e an individual interesting in boosting their p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortfolio </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by investing in natural resources, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">including</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">explorat</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ion and mining. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you are interest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed in </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/">investing in Africa</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, here are a few facts to consider.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">1. </span><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html"><span style="color: black;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Emerging Markets In Afri</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ca</span></span></a><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html"> </a>Vs. </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: black;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Front</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ier Markets</span></span></a></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When investing, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you have the option of investing in companies in established markets, emerging markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets. Established markets, such as the United States, Japan and the United Kingdom have long-estab</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lished stock markets and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stable currencie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investing in an established market is not without risk, but th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ere tends to be less </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">risk than with a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">merging market or f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Emerging </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">generally incl</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ude countries </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with fairly stable government</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s and econo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">F</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or the Africa inv</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">estor, Egypt and South Africa are the only African countries listed as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging markets.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets are a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> step below emerging markets, typically nations po</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ised for growth, but with histori</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cally low market acces</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s. For instance, Iceland, with one of the world</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s highest standards of living is a fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Iceland has a stable economy and currency, but inve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stment </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opportunities</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">have </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">been limited, therefore, it is listed as a frontier market.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In Africa, fron</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tier markets include Kenya, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mauritius</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, Morocco, Nigeria, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Tunisia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and the West African </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Economic</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and Monetary Union (Benin, Senegal, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Cote D</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Ivoire</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nd Burki</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">na Faso). These are considered somewhat riskier investments than emerging market investments</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> but can be</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> highly pro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fitable, as well.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Additionally,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Botswana and Zimbab</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">we are listed as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">standalone</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> countries, and these are typically nation</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s poised f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or growt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> have not </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">quite reached frontier market status. A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ny of these </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">options (</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier or standalone) can be</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">able</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, although, as with any investment, profit is never guaranteed and even companies </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in established markets can</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> yield poor returns. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">2.</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">An Africa ETF </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Can Be An Easy Option</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Exchange-traded funds</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> are diversified funds with multiple holdings, which</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can decrease risk. If one of the companies in the fund experiences trouble, the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other holdings can help to keep the price of the ETF stable.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Whether </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">opt for an emerging market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF or a </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html">frontier markets ETF</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, choosing this</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> type of f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">und can help to minimize your risk. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Because market access to many countries in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is limited, an ETF also provides </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you with an easy way to gain access to comp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">anies in Africa. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">There are many options to consider. For instance, you might</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> opt for a </span><span style="color: red; font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-weight: 700;"><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html">South Africa ETF</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html"> </a>or an E</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">g</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ypt ETF or perhaps an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF that includes holdings </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">throughout the continent. These can be bought and sold easily using your </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">broker or eve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n online brokerage firms.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">3.</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> C</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">on</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">sider </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">The </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">TS</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">X</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> Venture Ex</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">change</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">We</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ve all heard of the NASDA</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Q and the New York Stock Exchange (NYSE)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">xchanges such as the Nikkei in Japan or the London Stock Exchange, but t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">here are many other</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s out there and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a few</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> are cl</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">assified as venture e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">xchanges, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">include</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> companies that are con</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sidered to be emerging. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While you will find investments such as Google, Apple and Mi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">crosoft on the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">NASD</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">AQ, a venture </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exchange</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">will include smaller companies around the wor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ld where you can</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> purchase shares. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">instance,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the Toronto Stock Exchange (TSX) includes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the TSX Venture Exchange Market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(TSXV)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">if you have </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a brokerage account that supports foreign trading, you can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">purchase</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> shares in this market.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The TSXV </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">offers a wide range of eme</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rging companies </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">from countries around the globe, including countries in Africa. This can be one </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">way to gain a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ccess to countries in specific African nations or for a specific company </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or industry </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that interests you. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">4</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">.</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> Re</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">s</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ear</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ch Each Holding Carefully</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Wheth</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">er you opt for an Africa ETF or select a company o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n the TSXV, resear</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ch is going to be your strongest ally. It is important to research </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">each company, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">whether</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you are purchasing stock from just one company or for many companies listed in an ETF.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With an ETF</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you can study </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">fact </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sheets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">determine</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the top 10 holdings in the fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. An ETF might include 20 or more holdings, but typically </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the percent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">age of n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">et assets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> con</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">entrated more heavily in some companies than others</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and the top 10 holdings can make up 50</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">% or more of the fund, so these are the companies that you will want to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> research the most carefully as they </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">have the potential to impact the overall performance of the ETF more than other holdings. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nstance, perhaps the top </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">holding makes up 5% of the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> entire ETF, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">while the botto</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">m holding makes up just 0.23% of the fund. If the bottom holding earns poor returns, it </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">probabl</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">won</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">affect</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the overall per</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">formance of the fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">severely</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, whereas a company </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that holds</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> 5% of the net assets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in the fund can make a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> big</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ger impact if it earns </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">well or loses </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mon</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ey. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you opt to invest in a specific company rather than using </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> ETF, spend some time getting to know the company and its pla</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">yers. While the company website can be informative, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it is</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> smart to see what o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ther</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> say about this particular in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vestment, so search the internet far and wide to find out all that you can about the company. This is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">part</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">icularly</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> important with investments in emerging and frontier markets, as these can be riskier in general. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","fgc":"rgb(0,0,0)","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">5.</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;"> Balance O</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ut Your Portfolio</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A balanced portfo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lio includes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">many </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment options that y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ield</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> slow and steady results</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but it also can contain a few short-term investment options </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to yield quick profits. As the old saying goes, you </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">never want to put all of your eggs i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n one ba</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sket</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but that doesn</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t mean the occasional riskier investment option is a bad idea.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">It can be smart to invest in some tried-and-true companies </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with high stability, but it also can be wise to take a few small risks now and then as this can improve </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the overall </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">profitability</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of your portfolio. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of course, for the Africa investor, there may be other </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">reasons why you decide to invest in Africa. Perhaps you are searching for socially responsible investment options in which to invest. Africa c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an be an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exc</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ellent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">option because </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">when you in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vest in Africa-based companies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">help to boost the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> local economy.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">The trick with socially responsible investing is to ensure that the investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s include companies owned by Africans and not foreign companies seeking</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to invest and make a quick profit in Africa. Additionally, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you will want to research other factors such a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s working conditions</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, environmental impact</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">how</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the companies give </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">back to the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ir community. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-textformat="{"fgc":"rgb(0,0,0)"}" data_styles="{"fgc":"rgb(0,0,0)"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">At Money Watch Africa, we</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> are he</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re to help the Afric</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a investor </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">learn more abou</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment opportunities and how to invest in Africa. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Keep checking back as we continue to update our website with informative articles about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing in this diverse, dynamic contin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ent. </span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-39685979270248670832022-05-27T20:55:00.001-04:002022-05-27T20:55:21.759-04:00South Africa ETF: Facts About This Investment Option<p>If you are looking for ways to expand and diversify your
portfolio and you’d like to <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/">invest in Africa</a></span></b>, a <a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html"><span style="color: #2b00fe;"><b>South Africa ETF</b> </span></a>is one of your options. Let’s take a look at South Africa
in general as well as investment options.</p><p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxgiJ5uk-Q7eR8wcEQUqqptmuatKE1alYHTb-tX3VfzJ7uaoMsKSSvtd7--_aW_3cTa7NcY_5-1GPivKJUDLWXWiUz4Zh4GJ9996Hr7UFjiHt5YLF3-BPPA22XkrHInFmjXn_3qLfzFj31pwNSdvmbgqL38RzTcG0fDBZY_qb3o1DzVcVJT3KvvZ10/s564/Blog%207.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="376" data-original-width="564" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxgiJ5uk-Q7eR8wcEQUqqptmuatKE1alYHTb-tX3VfzJ7uaoMsKSSvtd7--_aW_3cTa7NcY_5-1GPivKJUDLWXWiUz4Zh4GJ9996Hr7UFjiHt5YLF3-BPPA22XkrHInFmjXn_3qLfzFj31pwNSdvmbgqL38RzTcG0fDBZY_qb3o1DzVcVJT3KvvZ10/s320/Blog%207.png" width="320" /></a></div><br /><p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: Calibri, sans-serif; font-size: 14pt; line-height: 150%;">Facts About South Africa<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">More
than 60 million people call South Africa home, and this diverse country
features 11 official languages, the most common of which are Zulu, Xhosa and
Afrikaans, but many South Africans also speak English. South Africa is about
twice the size of Texas, and the 24<sup>th</sup> largest country in the world
by area. There are 10 UNESCO World Heritage sites in South Africa and more than
20 national parks. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Frontier
& <span style="color: red;"><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html">Emerging Markets In Africa</a><o:p></o:p></span></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When investing,
you can opt for investments in Developed Markets, Emerging Markets and <a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: #2b00fe;"><b>Frontier Markets</b>. </span></a><o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Developed markets
are markets with established economies and stock markets, and these nations
include the United States, Canada, Japan, Hong Kong, Singapore, Australia, New
Zealand and several European nations (United Kingdom, France, Germany, Sweden
and others).<o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Investments in
developed nations certainly aren’t without risk, but these economies tend to be
less volatile with stable currencies. An emerging market would be a lower tier,
with less currency stability and more economic volatility. However, while the
risk can be greater with emerging markets, these nations typically are
experiencing rapid growth in various sectors and there is a potential for solid
returns on investment.<o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Emerging market
and frontier market investments, in theory, are riskier than investments in
developed markets, but they can yield solid profits. It’s important to remember
that even investments in a developed market are not guaranteed to yield
positive results. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When investing,
the best option is to ensure that your portfolio is diversified to minimize
risk. It is wise to include low-risk investments that produce steady, long-term
profits, but it also can be wise to add some riskier investments as these might
yield higher profits. There’s never any guarantee with investing, but with
careful research and planning you can build a profitable portfolio that will support
you during your retirement years. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Why
Invest In South Africa?<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">There are many
reasons to consider investing in South Africa. This nation is one of only two that
are classified as <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2022/04/how-to-find-best-emerging-market-funds.html">emerging markets in Africa</a></span></b>,
the other is Egypt. South Africa is considered to be the strongest economy in
Africa, and it’s a heavily diversified and growing economy. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In comparison
with other African nations, South Africa has the largest gross domestic product
of any other African nation, and it features one of the most highly-developed
infrastructures on the continent. While the technology, real estate and
consumer discretionary sectors continue to expand, South Africa also is rich in
natural resources including gold, diamonds and platinum. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">The average age
in South Africa is about 27 years, compared with 38 years in the United States,
40 years in the United Kingdom and 48 years in Japan. This younger population
fuels greater demand for goods and services than you would find in a country
with an older population that tends to be more fixated on health care, social
security and entitlements. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Beyond
South Africa<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While South
Africa has one of the strongest economies in Africa, it is by no means the only
investment option available. Investments in Egypt, also an emerging market, are
available, and other stronger African economies include frontier markets such
as Nigeria, Kenya, Mauritius, Morocco, Tunisia and the nations within the West
African Economic and Monetary Union (WAEMU). <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Investment
Options<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">If you are searching
for a lower-risk, diversified <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2022/04/a-look-at-investment-opportunities-in.html">investment in Africa</a></span></b>,
a mutual fund or an exchange-traded fund (ETF) can be a good option to
consider. Because both of these investment options are diversified with
multiple holdings, this can minimize risk. It’s also often easier for foreign
investors to consider ETFs or mutual funds because these can be acquired more
easily than other types of investments. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Exchange-traded
funds have a few advantages over mutual funds, although mutual funds also can
be a solid investment. However, ETFs tend to have a lower expense ratio because
these funds are passively managed. Mutual funds tend to be actively managed,
which includes higher management fees.<o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">ETFs also are
traded just like stocks, so you can purchase and sell throughout the trading
day. Traditional mutual funds have their values set at the end of the trading
day, which means you have restricted availability to buy or sell. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">There are many ETFs
available. Some focus entirely on South Africa, while others focus on investments
throughout the African continent, including South Africa. Additionally, some ETFs,
such as some Gold ETFs, might include investments in South African companies as
well as other nations involved in gold mining and exploration. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">How
To Choose A South Africa ETF<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">If you decide to purchase
shares in a South Africa ETF, it’s wise to study the historical performance of
the fund and to research the top holdings in the fund. Most of the fund
investments will be concentrated in the Top 10 holdings, so do a bit of research
on each of these holdings to ensure that they align with your investment goals.<o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Many people
choose to invest in Africa not only for the potential profit but also to boost
and support the economies of emerging and frontier nations. An investment in
Africa can be an option to consider for anyone wanting to create a socially
responsible investment portfolio. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Keep in mind, though,
that not all of the holdings in a South Africa or Africa ETF may be companies owned
by South Africans or other African nations. Sometimes the holdings will include
companies based in South Africa but owned by foreign entities. Finding an ETF
that truly concentrates its holdings on companies owned by Africans might be a better
fit for the socially responsible investor. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In general, we
aren’t endorsing any specific South Africa ETF or endorsing any particular
investment strategy. While a South Africa ETF can be a good fit for some portfolios,
other investors might prefer a different approach. It’s often best to work with
an experienced financial planner to discover which investments are the best
options for you. <o:p></o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p> </o:p></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">To learn more
about <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2022/04/how-to-invest-in-africa-options-to.html">how to invest in Africa</a></span></b>, including investments
such as a South African ETF, be sure to visit Money Watch Africa as we continuously
strive to update our website with helpful investment news and tips for the <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/">Africa investor</a></span></b>. <o:p></o:p></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-74965122852165805492022-04-13T19:40:00.008-04:002022-04-13T19:41:11.960-04:00 How To Find The Best Emerging Market Funds For You<p>Finding the right
investments can be tricky, and if you’ve been searching for <b><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html">the best emerging market funds</a></b> for your portfolio, you’ve probably discovered that you
have quite a few options. But which option is the best fit for your needs?
Here’s some insight into the different emerging market investments available.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEB7aZhJSiLSgAAP2XJ73ryknGOYA1fXO4ceaI6uVodhXE94S9vNP3yJIN-QRj4aXhHmSWrFNMUUa8LEmSIPxFzO5j9Q3__BRYgsOYKeActuTQ48TpZQmD9j7XrIE2OVykpCHsjQZtn-9cZ_JbvIzroHeQoaxgIlJYxu7zsNPu8lJL_5tj-cxwi-kj/s2508/blog%205.jpg" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1672" data-original-width="2508" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEB7aZhJSiLSgAAP2XJ73ryknGOYA1fXO4ceaI6uVodhXE94S9vNP3yJIN-QRj4aXhHmSWrFNMUUa8LEmSIPxFzO5j9Q3__BRYgsOYKeActuTQ48TpZQmD9j7XrIE2OVykpCHsjQZtn-9cZ_JbvIzroHeQoaxgIlJYxu7zsNPu8lJL_5tj-cxwi-kj/s320/blog%205.jpg" width="320" /></a></div>
<h3 style="line-height: 150%; text-align: left;"><b><span face=""Calibri",sans-serif" style="font-size: 14pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">What Is An Emerging Market?</span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">There are three
types of markets – developed markets, emerging markets and <b><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html">frontier markets</a></b>. Developed markets
include countries or markets such as the United States, Japan, Singapore,
Australia and the United Kingdom as these are places with long-established
stock markets and generally strong currencies.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Emerging markets
are countries that have established markets and relatively stable currencies,
but they aren’t quite as strong or as established as developed markets or access
to their markets is more limited than with developed markets. These include
countries such as Mexico, Brazil, Kuwait, Egypt, South Africa, India, Thailand
and China.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Frontier markets
are less developed or less accessible markets than emerging markets, but
typically these are markets that are working toward or making progress toward
becoming an emerging market. These include countries such as Kenya, Morocco,
Nigeria, Vietnam, Romania, Jordan and even Iceland. Another frontier market is
known as the West African Economic and Monetary Union (WAEMU), which is a group
of African countries that includes Benin, Burkina Faso, Cote d’Ivoire,
Guinea-Bissau, Mali, Niger, Senegal and Togo.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Countries are
rated as developed, emerging or frontier markets by investment research firms
or stock market indexes such as Morgan Stanley Capital International (MSCI),
Standard & Poor’s (S&P) and Financial Times Stock Exchange (FTSE).
These groups differ slightly in their definitions of each group. For instance,
Argentina is classified by MSCI as an emerging market, while FTSE and S&P
list it as a frontier market. The classifications also can change as the
individual countries’ markets develop or decline.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In general, the
less developed the market, the higher the risk. So, an emerging market
investment might carry a higher risk than one in a developed nation. However,
companies in developed nations can go bankrupt and dissolve and developed
markets can face economic issues that devalue their currency. Of course,
emerging markets and frontier markets also could potentially provide a higher
return on investment than you might find in a developed market.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While an emerging
market or frontier market investment might seem riskier on the face of it, you
can minimize the risk by looking for the best emerging market funds. With a
mutual fund or exchange-traded fund, you lower the risk because the fund is
diversified and includes a variety of holdings. If one of the holdings declines
in value, there are still other companies in the fund that might improve, which
can keep the fund profitable.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When it comes to
emerging and frontier markets, such as those in Africa, these markets can have
some advantages over developed markets. These less developed countries tend to
have younger, more consumer-driven populations which means there is high demand
for new goods and services. In developed nations, populations are older and
there is more focus on providing social security, health care and entitlements
for an aging population.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Another reason to
consider investing a portion of your portfolio into emerging market funds or
frontier market funds is the social responsibility factor. When you invest in
emerging markets, you are helping these countries grow and become stronger and
more stable.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Stable, diverse
economies are healthier economies and not only does this benefit the people in
a specific country, but it also benefits entire regions and even continents. We
can use the European Union as an example. When countries such as Greece faced a
banking crisis, this affected the stability of the EU’s currency. When the
countries are stable, the currency becomes stronger.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Even with
countries that are not part of a “union,” stability is crucial. If your country
is stable, but your neighbor has a poor economy, this can create problems. When
you invest in emerging markets and frontier markets, this can have a domino
effect, helping to improve economies in many countries or regions, but even
helping the economy in a single country can be impactful and improve the lives
of many people.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Of course, in the
final analysis, every investor’s goal is to make money and, typically, to build
a solid retirement plan. Investing in emerging and frontier markets can be a
way to build your portfolio and help others at the same time.</p>
<h3 style="line-height: 150%; text-align: left;"><b><span face=""Calibri",sans-serif" style="font-size: 14pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">What Are The Best Emerging Market Funds?</span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Every investor
wants to know the answer to this question, but there’s no magic short of time
travel that will truly tell us which funds will perform the best. As an
investor, learning about the different types of investments and what to look
for when investing can help you make the smartest possible decisions.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When searching
for funds, you have the option of choosing mutual funds or exchange-traded
funds (ETFs). Both types of funds are diversified, but the main difference
between the two is that ETFs are traded like stocks, and you can buy and sell
shares throughout the trading day. With a mutual fund, you can only sell shares
at the close of the trading day.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">ETFs provide you
with more flexibility than mutual funds, and they tend to be less expensive.
There’s also the added advantage of transparency. ETF managers will publish the
total expense ratios, and this allows investors to truly see all of the costs
they pay associated with that ETF.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Mutual fund
managers aren’t as transparent, and this means that an investor might think
they are investing in a highly diversified fund only to find out (after the
fund declined sharply) that the manager put all of the holdings into one
company or one sector. With an ETF, you have more certainty that what you see
is what you get, in terms of holdings.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When searching
for the best emerging market funds, you have the option of investing in
businesses within a single country, such as a <b><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html">South Africa ETF</a></b> or an Egypt ETF.
You also have the option of investing in several countries in a specific
region, such as a general <a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html"><b>Africa ETF</b> </a>or perhaps an emerging market ETF or a <b><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html">frontier markets ETF</a></b> that invests in several emerging or frontier markets.
Additionally, you can focus on a sector or industry in a frontier or emerging
market such as energy or healthcare or infrastructure.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">The best advice
we can give is to research each investment carefully and include a mix of
different types of investments in your portfolio. This might include stocks in
specific companies, mutual funds, ETFs, etc. Choose from a mix of developed
market investments and add a few emerging market and frontier market
investments, as well.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When searching
for the best emerging market funds or frontier market funds, research each of
the holdings carefully as well as researching the sectors involved in the fund,
such as energy or real estate. Take a look at the historical performance of the
investment and, perhaps, compare it with a historically stable benchmark such
as the S&P 500.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">At Money Watch
Africa, we focus on <b><a href="http://www.moneywatchafrica.com/p/about-money-watch-africa.html">investing in Africa</a></b> and there are many exciting
opportunities to consider throughout this diverse, resource-rich continent.
With a little research, you might discover that the best emerging market funds
or frontier market funds can be found in Africa. To learn more about investing
in Africa, be sure to sign up for our newsletter. <o:p></o:p></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-24193136492984302282022-04-13T19:35:00.006-04:002022-04-13T19:35:55.142-04:00 A Look at Investment Opportunities in Africa<p>When building a portfolio, many people don’t think about <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2022/04/how-to-invest-in-africa-options-to.html">investment opportunities in Africa</a></span></b>, but with more
than 50 diverse nations and largely untapped economies, investing in Africa can
be an excellent way to expand your portfolio. Let’s take a look at these
emerging and frontier markets and what they have to offer investors.</p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjA-Bn8RP8vQ-vFgDaAND1PEO6sWy-mQp7pGyF1xIx_ahkR597-A5olaQlPBaqMWvgG_-fBE5txXaHFKntpbhwseusdrcflHNxYFBKeT76DQodioyEV7lVf-uAIpAPAW9-fv0lwgniCjkbgnmR9GCG1QldXJRx14fnkqFBahyof6_QP4lEeTeOi_PRY/s2638/blog%204.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1589" data-original-width="2638" height="193" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjA-Bn8RP8vQ-vFgDaAND1PEO6sWy-mQp7pGyF1xIx_ahkR597-A5olaQlPBaqMWvgG_-fBE5txXaHFKntpbhwseusdrcflHNxYFBKeT76DQodioyEV7lVf-uAIpAPAW9-fv0lwgniCjkbgnmR9GCG1QldXJRx14fnkqFBahyof6_QP4lEeTeOi_PRY/s320/blog%204.jpg" width="320" /></a></div>
<h3 style="line-height: 150%; text-align: left;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">Emerging Markets & Frontier
Markets In Africa</span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While many
nations in Africa are experiencing solid economic growth, these nations are
still classified as emerging markets or frontier markets. Established or
developed markets, include nations such as the United States, Japan, Singapore,
Canada, Australia, the United Kingdom and others.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">These developed
markets nations or city-states with established stock markets and strong
currencies, and while they might seem like the safest bet investment-wise,
there are many opportunities for investors in emerging and frontier markets,
such as South Africa, Nigeria, Kenya, Tunisia, Egypt and Morocco. The West
African Economic and Monetary Union (WAEMU) also is considered a frontier
market and includes the countries of Benin, Burkina Faso, Cote D’Ivoire,
Guinea-Bissau, Mali, Niger, Senegal and Togo.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">But there are
also many countries with growth potential that haven’t quite reached a frontier
market status, as measured by indices such as MSCI. For instance, Tanzania is
listed as unclassified by MSCI and S&P, although FTSE lists it as a
frontier market. Zimbabwe is listed as a frontier market by MSCI, but
unclassified by S&P and FTSE, so you see that even the powers that be at
these index providers don’t always agree on the status of each country.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Africa is a
unique continent and attractive to investors for several reasons. Africa, in
general, has a very young population. The average age throughout all African
countries is about 20 years old. Compare that with Europe, where the average
age is about 43. With an older population, the economy becomes more focused on
health care and entitlements, while a younger economy tends to be more
consumer-driven, seeking a wide variety of goods and services.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">The population
growth rates in Africa also are increasing at a faster rate than in developed
countries, which means there’s going to continue to be greater demand for goods
and services in general as compared to countries with lower population growth
rates.</p>
<h3 style="line-height: 150%; text-align: left;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">Investment Sectors To Consider</span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">As an investor, you
always have the option of investing in specific industries, and when it comes
to investment opportunities in Africa, you have many choices, including:</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b>Agribusiness<o:p></o:p></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Agribusiness in
Africa is one possible investment option. Our blog founder, <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/p/larry-seruma.html">Larry Seruma</a>,</span></b>
serves as the executive chairman of Feronia, Inc. This agribusiness includes
three palm oil plantations in the Democratic Republic of the Congo (DRC)
managed by Plantations et Huileries du Congo (PHC).</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">These PHC
plantations not only supply people of the DRC with palm oil, but they also
support the economies around these plantations, employing nearly 4,000
permanent staff and about 4,000 seasonal workers. An investment in Feronia can
help strengthen the economy of the DRC as well as expanding your portfolio.
While we aren’t recommending Feronia over other agribusiness investment
opportunities in Africa, this is simply an example of one type of individual
investment that you might consider.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b>Mining<o:p></o:p></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Africa is a
continent rich in natural resources, and there are many investment
opportunities in mining. You could invest in a specific mining operation, and
there are many options including gold mines, cobalt, iron, etc. There are also
a few ETFs out there that include African mining operations as part of their
holdings.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b>Waste Management<o:p></o:p></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Waste is an issue
for every country in the world, and this is certainly true among the nations of
Africa. Typically, most waste in Africa is burned or ends up in landfills and
sometimes, unfortunately, in water sources. However, there are many companies
in Africa that are trying to better manage waste. In some cases, waste is
transformed into animal feed or fertilizer and in some countries, such as
Ethiopia, waste is being recycled and used to provide electricity for its
citizens. Investing in waste management can help improve the quality of life
for many people in Africa, as well as potentially helping your portfolio.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b>Energy<o:p></o:p></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">With a fast-growing
population of more than one billion people, the continent of Africa has huge
energy needs. You can invest in traditional forms of energy or consider
investments in green energy or clean energy, such as wind energy and solar
farms.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b>Infrastructure<o:p></o:p></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In addition to
improving energy access throughout Africa, many other infrastructure
improvements are starting to be made. These include building or improving
roads, establishing communication networks, improving water quality and
accessibility, creating mass transit systems and much more. This is yet another investment opportunity
that not only might yield solid returns but helps improve the quality of life
for people throughout Africa. </p>
<h3 style="line-height: 150%; text-align: left;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%; mso-bidi-font-size: 10.0pt; mso-fareast-font-family: Calibri;">Investment Options</span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">When <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2022/04/how-to-invest-in-africa-options-to.html">investing in Africa</a></span></b>,
either in emerging or frontier markets, the best way to minimize risk to study
each investment carefully and diversify your Africa investing portfolio to
include a variety of industries, companies and countries. An <a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html"><b><span style="color: #2b00fe;">Africa ETF</span></b>
</a>or Africa mutual fund can be one option consider, and these types of
investments include multiple holdings which can reduce risk.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">You could invest
in an Africa ETF or Africa mutual fund that focuses on a specific country or a
specific industry. You also could purchase shares of individual countries in
different industries. This can be an excellent option for anyone interested in
socially responsible investing as you can choose companies or projects that
provide goods or services that are meaningful to you.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Whether you
decide to invest in farming, energy or some other sector, investment
opportunities in Africa are bountiful. To minimize risk, we again recommend
researching each investment carefully and diversifying your risk with a variety
of investments. If you are interested in learning more about becoming an Africa
investor, be sure to sign up for our newsletter. <o:p></o:p></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-11685529755504397152022-04-13T19:18:00.005-04:002022-04-13T19:27:30.433-04:00 How To Invest In Africa: Options To Consider<p>If you’ve been thinking about expanding your portfolio into
emerging and frontier markets, learning <b><a href="http://www.moneywatchafrica.com/">how to invest in Africa</a></b> can be a good option
to consider. There are more than 50 countries on the continent of Africa, which
provides investors with a myriad of investment options</p><p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><o:p></o:p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid03fnaW2Rg4MypGFDZLBoRZyWrMbRD3VMr5cCxU2XhHfw3Xe-KrZgNErv3NkbaLZYt1mmYnyvw91_8JlMbDDVskLBXaJ21sAf--QRz-Qu7vogfAp60XyjOrmzmOTKCSoNYFkQyDOo8jOEDIZ9kL44HRy5kiWNfAhb4kAJv3xbXM0HKGPHHvVR1mvc/s568/Blog%206.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="294" data-original-width="568" height="188" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEid03fnaW2Rg4MypGFDZLBoRZyWrMbRD3VMr5cCxU2XhHfw3Xe-KrZgNErv3NkbaLZYt1mmYnyvw91_8JlMbDDVskLBXaJ21sAf--QRz-Qu7vogfAp60XyjOrmzmOTKCSoNYFkQyDOo8jOEDIZ9kL44HRy5kiWNfAhb4kAJv3xbXM0HKGPHHvVR1mvc/w361-h188/Blog%206.png" width="361" /></a></div><p></p>
<h3 style="line-height: 150%; text-align: left;"><b><span style="font-family: Calibri, sans-serif; font-size: 14pt; line-height: 150%;">Why </span></b><b><span style="color: red; font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;"><a href="http://www.moneywatchafrica.com/">Invest In Africa</a></span></b><b><span style="font-family: Calibri, sans-serif; font-size: 14pt; line-height: 150%;">?<o:p></o:p></span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">While there is
certainly no shortage of investment opportunities available, investing in
Africa can be an attractive option for several reasons. Many countries in
Africa are rich in natural resources. For instance, Africa contains about 50%
of all proven gold reserves and 90% of platinum group reserves, not to mention
resources such as oil, iron, cobalt and more.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In general, throughout
the countries of Africa, the average age is about 21, which fuels a high demand
for goods and services. In many European countries, as well as in the United
States and Japan, we have older populations. For instance, in the United
States, the average age is about 38 years old, and this older population tends
to spend more on health care and entitlements than on goods and services.
Essentially, Africa is booming, both population-wise and economy-wise.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Typically, you
also will find that African markets and stocks will trade at lower multiples
and are less liquid than investments in other emerging markets or in many
developed markets. African companies, as well as households, also tend to have low
debt levels, which is another attractive feature if you decide to invest in
Africa. </p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Of course, with
investments, the name of the game is making money, and if you want to increase the
value of your portfolio and think that an African investment or investments
might be a good fit, here are some options on how to invest in Africa.</p>
<h3 style="line-height: 150%; text-align: left;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Emerging
Market Investments</span></b></h3>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">As an investor,
you have the option to invest in established or developed markets, such as the
United States, Japan and the United Kingdom, but you also have the option to
invest in less well-established markets and these are classified as either
emerging markets or <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html">frontier markets</a></span></b> based
upon several factors.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Throughout
Africa, you will find both emerging and frontier markets as well as investments
in countries that are not yet classified as frontier markets. Typically,
investment risk is lowest with developed market investments and then emerging
markets and finally, frontier markets.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">This is because
these developed markets tend to have stronger currency and more established
markets, but even an investment in a developed market can fail, so there is
always a risk with any investment. The bonus of investing in an emerging market
is that there may be more potential for a higher return on investment than you
might have with a developed market investment.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Egypt and South Africa
are both listed as <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html">emerging markets in Africa</a></span></b>
by Morgan Stanley Capital International (MSCI) as well as the S&P Global
BMI (Broad Market Index). Both of these organizations track available market
capitalization in countries around the globe.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">Frontier
Market Investments<o:p></o:p></span></b></p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Frontier market
investing tends to be riskier than emerging market investing, but, again, with
this risk also comes the potential of a greater reward. Certainly, there is no
guarantee that any investment will yield positive results, but if you are interested
in <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/">investing in Africa</a></span></b>, there are quite a
few frontier markets to consider.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Kenya, Mauritius,
Morocco, Nigeria, Tunisia and the West African Economic and Monetary Union
(WAEMU) all are classified as <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html">MSCI frontier markets</a></span></b>.
The WAEMU includes several West African nations, including Benin, Burkina Faso,
Cote D’Ivoire, Senegal and several more, however, these four nations are included
in the MSCI WAEMU Frontier Market Index. S&P additionally includes
Botswana, Ghana and Zambia as frontier markets.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">The MSCI classifies
Botswana and Zimbabwe on its Standalone Market Indexes, and S&P classifies
Malawi, Rwanda, Tanzania and Uganda as Standalone Frontier Markets. While many
factors go into the decisions MSCI and S&P make on determining a country’s
placement on these indexes, essentially, a standalone nation would be seen as a
nation slightly below the frontier market.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">For African
nations on the standalone index, this tends to indicate that the country is
poised to move toward frontier market status. In some cases, however, nations
can be moved down to standalone status based upon volatility. For instance,
Russia, after its invasion of Ukraine was downgraded from an emerging market to
a standalone market.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In the case of
Russia, classification as a standalone market is not positive, but for African
nations, it can indicate that they are poised for expansion, so don’t necessarily
count out a standalone nation. Whether you decide to invest in Africa or select
any developed, emerging, frontier or standalone market, the most important advice
we can provide is to research the investment carefully to determine if this is
truly the best investment for your portfolio.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Of course, these
aforementioned nations are just a few of the 54 on the African continent, and
many African countries are not classified as either frontier or emerging
markets, but that doesn’t mean you can’t find profitable investment
opportunities in these countries.</p>
<h2 style="line-height: 150%; text-align: left;"><b><span style="font-family: "Calibri",sans-serif; font-size: 14.0pt; line-height: 150%;">How
To Invest In Africa: Different Options To Consider</span></b></h2>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Financial planners
will always tell you to diversify your portfolio. After all, you never want to
put all of your eggs in one basket, so to speak. If you want to invest in Africa
but are a bit worried about the risks of emerging or frontier markets, a mutual
fund or an exchange-traded fund (ETF) can be good options to consider.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">Mutual funds and
ETFs are funds that contain many different holdings. With stocks, you are
purchasing shares in one specific company, but with a mutual fund or ETF, you
purchase shares in many different companies. Because these funds are
diversified, this can limit your risks. If one of the companies in the fund
does poorly, the other companies might do well and help the fund maintain
profitability.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">The key with
either type of fund is to study the holdings carefully and do some research
about each holding or company. Study the country weightings, as well. In some
cases, you might find an <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2021/05/an-africa-etf-is-this-right-investment.html">Africa ETF</a></span></b> where
the percent of net assets isn’t really concentrated in Africa, but in China or
the United States or Canada or another developed country.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">This isn’t
necessarily a bad thing, but many people choose to invest in Africa for reasons
beyond financial gain. Making a profit is always the goal, but if you are
searching for a socially responsible type of investment, an Africa ETF that is
truly focused on African countries and African people can be a good option to
consider.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">If you are
focused on socially responsible investing, there are also hundreds of Africa-based
companies as well as other types of investment opportunities where you can
purchase direct shares. For instance, you could purchase shares in a farming
collective or agribusiness or perhaps invest in a company that focuses on
providing clean energy, low-cost internet or clean water to people in a particular
country or region.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">These can be
trickier to find but contacting a brokerage firm that specializes in
investments in Africa can be a good place to start looking for options. If you
opt for an investment such as an Africa ETF, these can be purchased more easily
typically through your regular broker or even from online brokerage firms.
There are also <b><span style="color: red;"><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html">frontier market ETFs</a></span></b> that
might include some African companies in the mix.</p>
<p class="MsoNormal" style="line-height: 150%; tab-stops: 318.0pt;">In the final
analysis, learning how to invest in Africa can be more complicated than
investing in developed markets, but there are profitable options to explore. If
you want to invest in Africa, speak with your trusted financial advisor to find
an African stock or Africa ETF that might suit your portfolio, but, again, it’s
always wise to research these investments yourself to ensure that you have
picked an investment that is the best fit for your financial goals. <o:p></o:p></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-89287210747879687582021-05-10T14:25:00.004-04:002022-08-31T13:41:01.235-04:00An Africa ETF: Is This The Right Investment For You?<p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Building a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">solid </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortfolio takes </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">time</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search, and there are</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> so</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> many </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">options for investors </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that it can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">difficult to decide which investments are the best fit for your needs. An </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html">Africa ETF</a></span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is just one of the many investment opportunities to consider, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s take a look at this option</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as well as other investment options.</span></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR6gO0imzxAucrp7dp1KEVIvKoJzWSaYBDeIUwQZry2rYd4KEezKqA3sBs3ptwF7ES4jgRF4zaMf7szmMbgZ_3w68DjE-2Z2aK52Lo89C6ae-LbOai39_-wqPk0hIBd_cTxEVCBjDLAcOvTSHLSJ_PUHjcj_N7lPI-GZvVshzO_M-6Zon7xjpXHkFt/s2508/blog%202.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1672" data-original-width="2508" height="213" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR6gO0imzxAucrp7dp1KEVIvKoJzWSaYBDeIUwQZry2rYd4KEezKqA3sBs3ptwF7ES4jgRF4zaMf7szmMbgZ_3w68DjE-2Z2aK52Lo89C6ae-LbOai39_-wqPk0hIBd_cTxEVCBjDLAcOvTSHLSJ_PUHjcj_N7lPI-GZvVshzO_M-6Zon7xjpXHkFt/s320/blog%202.jpg" width="320" /></a></div><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Investors have mult</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">iple options</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> for their portfol</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ios. T</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ey </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can purchase </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">bonds, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stocks or shares in a specific company</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or buy </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mutual fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">exchange</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">traded funds (ETFs)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With bonds, you are essential</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> lending money to a business </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> promises to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pay back the mo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ney by an a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">greed-upon </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">date. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With stocks, you are purchasing a small p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ortion of a compan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">utual funds and ETFs,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you are purchasing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">shares in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">several </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">different</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies, perhaps </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">10</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, 20 or more. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While all investment options carry a certain amount of risk, mutua</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">l funds and ETFs are more diversified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, whic</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h tends to lower your risk som</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ewhat. This is because if one of the companies in the fund </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">underperforms, there are still other companies in the f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">und that might do well and help keep the fund stable and profitable.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Mutual funds and ETFs are simi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lar in that they are diversified, but mutual funds can</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">not be bought or sold during the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">trad</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> day. A c</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ustomer must wa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it until the market has closed in order to buy or sell share</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s. An ETF</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">can be bought or sold at any t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ime </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">whe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n the market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, such as the New York St</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ock Exchange, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is open. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">An Africa ETF is an exchange-traded fund that focuses on countries</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> throughout </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the conti</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nent of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa. Some Africa ETFs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">focus</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on a specific country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, such as a South </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa ETF,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> while others migh</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t fo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">on</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pecific industry and include </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments from multiple countries</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, such as those invol</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ved in agriculture, mining or telecommunications.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">There </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">are more than 50 nations in Africa, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and most of these nations are classified as either emerging mark</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ets or </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: black;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Developed markets include cou</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ries such as the United States, Japan, the United Kingdom, Australia and Hong Kon</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">g. These are nations with a long </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">history and highly stable currencies and economies. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Emerging markets are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">count</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ries that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, as the name suggests, are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">moving toward becoming more </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">developed</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">markets. South Africa and Egypt are two </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nations that are classified as </span><a href="http://www.moneywatchafrica.com/2021/05/emerging-markets-in-africa-should-you.html"><span style="color: black;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">merging markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Frontier markets are co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">untries that are just starting to develop markets and st</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ronger econo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mies, such as Keny</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a, Gh</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ana, Nigeria, Tanzania and many others. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Some</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> people associate emerging markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">instability, but that</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s not always </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the whole p</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">icture. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In some cases, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it simply means that investors have onl</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">y had access t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o investments in the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se countries for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a short time. For instance, Iceland is consid</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ered a frontier market, tho</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ugh it </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has one of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">highest standards of living in the world. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With an Africa ETF, you will be investing in countries clas</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sified as emerging mar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">kets or f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets and, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some cases, in cou</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntries that are not yet </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">classified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ree top indexers </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">–</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> MSCI,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> FTSE and S&</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">You might be wondering if it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s best to invest in developed markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rather than put your money into an ETF </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with holdings </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in emerging or frontier markets. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">De</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">spite their </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">developed econom</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ies, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investments in developed markets are not always a sure thing and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a solid</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> return on investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> isn</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">guarant</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eed</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Inve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sting in emerging and frontier markets can be riskier, but with an Afri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca ETF, the fund is diversified, which limits y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">our risk somewhat. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ough all investments carry risk, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">yield or return on investment can be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">attractive</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> with an Africa ETF and there are many </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">solid reasons to consider </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: black;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ing in Africa</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is a continent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> rich with natural resource</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, including oil, gold, iron, cobalt and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">platinum</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and the demand for these resources is high. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">growth</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">also is driven </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">by its</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> demographics</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. The average age on the continent is just 21, where developed countries ha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ve an a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ver</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">age age of 45. This means th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is younger po</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pulation will fuel </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">demand for goods and servi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ces rather than the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">health ca</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, social security</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lements needed by the older </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">populations in developed cou</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntries. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Addition</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ally, the valuations in Afri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca are attractive. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Compared to </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">developed markets and other emerging markets, Africa markets and stocks tend to trade at lower </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">multiples, are less li</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">quid and have lower coverage by Wall Street an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">alysts. In addition, companies in Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and households in Afr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ica have lower debt levels. The </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">countries</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">have better fiscal balances and economies have low leverage. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Of course, the high, risk-adjusted returns are perhaps the most comp</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">elling reason</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to consider investing in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa. There</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> is a large information </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">deficit</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">about the performance and opportunity in Afr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ican markets. While th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ere has been evidence of high returns, there </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has thus far been relatively little investment, even after adjusting for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">risk premiums.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Another</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">reason to consider an Africa ETF or any type of</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> frontier market investment is the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">social</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">responsibility</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> factor. While everyone invests with the intent to make money and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">secure</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">their future, many people these days also are interested in social</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly responsible invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ments </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(SRIs)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ype of investor is</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nterest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">making a profit, but also about generating </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">positive </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">social </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or environmental </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">chang</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Examples of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">SRIs might include investing in clean energy or clean water</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. When it comes to an Africa ETF</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or any typ</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e of Africa investing, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">these investments can</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> help boost the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">conomy of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a frontier or emerging market</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When looking at </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">different</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rica </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETFs, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">several factors</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> can determine if it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the right investment for you. For i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nstance, take a look at the top hol</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dings and do a bit of research about each company</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">especially</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">those with the highest percentage of net assets.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Take a look </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">at the country weightings, as well. You probably will notice that some of the companies are not African, but rather</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">American or Chin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ese or perhaps </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">from a country in Europe. While thi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s isn</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t necessarily </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">positive</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or negative, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some investors feel strongly abo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ut investing </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa funds where the country w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eightings are more heavily </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">based in African nations. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">You also can take a look at the sec</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tor weightings</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. In some cases, this could be</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> heavily diversified</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> into many in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">dustries, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">including fi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nancials, health care, materials, r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eal estate and so forth. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With some ETFs, the sector weighting might be less di</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">v</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ersified, which might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">increase</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">risk, but also could l</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ead to higher yie</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lds if that indus</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">try is booming.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-tab-info="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" data-tabpoints="[{"leader":0,"id":"0","align":0,"point":"4.417in"}]" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, no matter</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> what stocks, bonds and funds you </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">choose, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s best to have a diversified portfolio with many types of investments.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">You </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">might</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">select </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a few ETFs from developed nations, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">so</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">me bond funds</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, some stocks </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and perhaps an Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> ETF </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">or a gene</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ral emerging markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ETF. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">To learn more about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Afri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca ETFs and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">other </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html"><span style="color: black;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment opportunities in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Af</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rica</span></span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> sign up for our free</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> newsletter today.</span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-65096306254309818032021-05-03T20:15:00.003-04:002023-02-07T17:00:59.241-05:00Emerging Markets In Africa: Should You Invest?<p></p><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEfRNlpqqHCwv3p4vmPX9m4aKEqnstrXiRrQCn81FoTqB1iNi9-2YuE9UnKT42SY-rP3ju7o8JJDFLPmC9hPTmRWxK10LK3nrMjfwsoLLsL2oX3_3Pv7KjDueAEt0mfa0lAxzfS_Hz1v5I-TAuwgtFjPgyi1l07uRQzJk-w5N63hE5BpWGtXdrieQ3/s1000/blog%2010.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Investing in Africa" border="0" data-original-height="685" data-original-width="1000" height="219" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjEfRNlpqqHCwv3p4vmPX9m4aKEqnstrXiRrQCn81FoTqB1iNi9-2YuE9UnKT42SY-rP3ju7o8JJDFLPmC9hPTmRWxK10LK3nrMjfwsoLLsL2oX3_3Pv7KjDueAEt0mfa0lAxzfS_Hz1v5I-TAuwgtFjPgyi1l07uRQzJk-w5N63hE5BpWGtXdrieQ3/w320-h219/blog%2010.jpg" title="Don't wait to invest in Africa ETFs." width="320" /></a></div><p></p><p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">As a smart investor</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you know that a diverse portfolio tends to yield the best resu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lts. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Many investors</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> stick with domestic stocks and bonds for their portfolio</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> but bra</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nching out to emerging markets in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frica and other spots around the globe can be a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">profitable</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">option for many investors.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Em</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rging markets and frontier markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stem from economies that are ei</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">her less deve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">loped than markets in places such as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the United States, Japan, and the European Union</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, as well as countries that simply </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">have not historically</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> allow</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as much access to their markets. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For instance,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Vietn</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">am is an emerging market </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that has not y</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">et reached </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">first world</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> status but is making stri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">des toward that goal. Iceland, on the other hand, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has a strong economy and high standard of living but i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s emerging because </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">access to its </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">stoc</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">k and bond markets has been limited. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">As</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the focus o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> thi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s article is investing in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier and emerging markets in Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, we will explore the following</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">:</span></p><ol data-list-format="{"level5":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"2.75in","textFormat":{"ff":"Wingdings"}},"bullet_id":447377836,"type":9,"ltype":9,"startsWith":1},"level4":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"2.25in","textFormat":{"ff":"TeXGyreCursor,Courier New"}},"bullet_id":201119334,"type":9,"ltype":9,"startsWith":1},"level7":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"3.75in","textFormat":{"ff":"TeXGyreCursor,Courier New"}},"bullet_id":1691241536,"type":9,"ltype":9,"startsWith":1},"abstractId":0,"level6":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"3.25in","textFormat":{"ff":"Symbol"}},"bullet_id":884090040,"type":9,"ltype":9,"startsWith":1},"level8":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"4.25in","textFormat":{"ff":"Wingdings"}},"bullet_id":193818144,"type":9,"ltype":9,"startsWith":1},"level1":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"0.75in","textFormat":{"ff":"TeXGyreCursor,Courier New"}},"bullet_id":1676951093,"type":9,"ltype":9,"startsWith":1},"level0":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"0.25in","textFormat":{"ff":"Symbol"}},"bullet_id":1485691081,"type":9,"ltype":9,"startsWith":1},"level3":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"1.75in","textFormat":{"ff":"Symbol"}},"bullet_id":1988639352,"type":9,"ltype":9,"startsWith":1},"level2":{"paraFormat":{"ti":"-0.25in","pl":"0.25in","ml":"1.25in","textFormat":{"ff":"Wingdings"}},"bullet_id":1218326563,"type":9,"ltype":9,"startsWith":1}}" data-list-id="1" data-spl-bullet-format="{"193818144":{"c":""},"201119334":{"c":"o"},"447377836":{"c":""},"884090040":{"c":""},"1218326563":{"c":""},"1485691081":{"c":""},"1676951093":{"c":"o"},"1691241536":{"c":"o"},"1988639352":{"c":""}}" style="list-style: disc;"><p class="zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="1" data-list-info="{"id":1,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;"></span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Why </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">invest in emerging market countries from Afri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ca?</span></p><p class="zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="1" data-list-info="{"id":1,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;"></span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nducting the right research</span></p><p class="zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="1" data-list-info="{"id":1,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;"></span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Learning </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">about the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">country</span></p><p class="zw-list zw-paragraph" data-line-height="1.5" data-linerule="auto" data-list-id="1" data-list-info="{"id":1,"l":0}" data-margin-bottom="0pt" data-margin-left="0.25in" data-padding-left="0.25in" data-text-indent="-0.25in" style="line-height: 1.5; margin: 0px 0px 0pt; padding-left: 0.25in;"><!--Zoho writer list char starts--><span class="zw-list-char"><span style="font-family: Symbol; font-size: 12pt; letter-spacing: 0px; padding-right: 0px;"></span> </span><!--Zoho writer list char starts ends--><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">An</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">alyzing the company/</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies</span></p></ol><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Emerging Markets in Afri</span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">ca</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Why should you </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">consider</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><a href="http://www.moneywatchafrica.com/p/about-money-watch-africa.html" style="color: blue;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging markets in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">?</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Africa is a continent that features many emerging and </span><a href="http://www.moneywatchafrica.com/2020/12/frontier-markets-investing-in-africa.html" style="color: blue;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frontier markets</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">which may</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> provide investors with some </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">excellent financial opport</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">unities. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While these</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> markets can be a riskier option</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">there is the potential </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for excellent long-term growth</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> There</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> may be a bit more risk, but </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you also have the possibil</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ity o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f a solid re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">turn on </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">It can be smar</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t, in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> g</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">eneral, to mix in a few of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">these somewhat riskier investments along with your more cons</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ervative investments. Over time,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> this can yield a more substantial result.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">As with any investment opportunity, doing a bit of research </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">important</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, but it is espe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cially important when you opt for</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> investments that </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">carry</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a bit of extra risk. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Conduct </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">The Right Research</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search is crucial for any </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">type of investing, but w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hen it comes to emerging market investments, we</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> recommend that you conduct the following re</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">search.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Learn About </span><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">The Country </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">While you may be purchasing stocks or bonds from a private company</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or compan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in Africa, it is smart to learn about the country where these </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">companies are headqua</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rte</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">red. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Check the country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s GDP</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or Gross Domestic Product</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and learn a bit about the debt level of the country. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Another</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">good indicator would be </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">taking a look at the country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s foreign reserves</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"fw":"bold","fs":"italic"}" data_styles="{"fw":"bold","fs":"italic"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;">Gross</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;">Domestic </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;">Product</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">First, let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s talk about GDP. This is simply the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">value of all of the good</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s and services a country produces during a single year. For instance, the United States ha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d a 20</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">19 </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">GDP of about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">$21 trillion</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, while </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">China </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">had a G</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">D</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P of about $14.3 trillion</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> and Italy had about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">$2 trillion.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">On the African continent, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s look at two nations on opposite ends of the spectrum. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">GDPs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in Africa </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">range</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">from Niger</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ia, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">had a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">GDP of about $442 billion in 2020</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> to countries such as</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Cape Verde, which has a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n estimate</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d 2020</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">GDP of less than $2 billion</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Countries with larger GDPs </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tend to have he</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">althier or more robust e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">conomies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> therefore </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> might expect</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> that an investment in Nigeria might be a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">safer bet than an </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investment in Cape Verd</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"fw":"bold","fs":"italic"}" data_styles="{"fw":"bold","fs":"italic"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"fw":"bold","fs":"italic"}" data_styles="{"fw":"bold","fs":"italic"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;">Debt-To-G</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;">DP Ratio</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">A country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s debt level is another importa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nt </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">actor to consider. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">We hear a lot </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">about the debt level in the United States, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is how much </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">money</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the government owes. The government spends more than it </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ear</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ns</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">o in order to continue o</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ffe</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ring se</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rvices, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> issues bonds and treasury bills to cover the</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se costs. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Typically, when economists talk about debt level, they are </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">talking about a country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">(or a company</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s) debt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">GDP ratio. This is simply </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">when we compare h</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ow much a country or company </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">“</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">earns</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">”</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in comparison to how much it owes. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Many co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">unties, inclu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ding the Un</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ed States, Japa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n, Italy, and Greece </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">often </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">owe more than </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">they </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">produce</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> or close to that amount.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, when a country has </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">debt than profit, it </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is less likely that they will</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> be able to pay back their debts. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With countries such as the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">United States and Japan</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> this is not as much of a worry as it might be wi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">th a country such as Greece, which </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has a weaker economy in general. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Through</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">out the African continent</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">debt-to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-GDP ra</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tio varies t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">remendously. For instance, Niger</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ia</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">is estimated </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in 2020 to have </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">debt-to-GDP ratio of ab</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">out 34%. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">C</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ape Verde, the other</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> A</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">frican</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> nation we used as an example for </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">GDP has a debt-to-GDP ratio of about 127%</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. When we look at the GDP and the debt, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">even more clear that Nigeria </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">has a stronger </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">economy than Cape Verde. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Just as a reference, t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he United States </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">had a debt-to-GDP ratio of about</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> 79% in 2019</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, so </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">emerging markets </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">certainly aren</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t the only nations with sub</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tantial</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> deb</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> although it may be mo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">re diff</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">icult for emerging nations to r</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">epay debt</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> than it would for a country such as the United States. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"fw":"bold","fs":"italic"}" data_styles="{"fw":"bold","fs":"italic"}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt; font-style: italic; font-weight: 700;">Foreign Reserves</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Countries often hold currency </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">from other n</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ations </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">as</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> well as assets such as gold </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to help bo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lster </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">their</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> own currency. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These reserves are</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> held by the nation</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s central bank. In the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">United States, the Federal </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Reserve </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">System is our central bank. In Nigeria, the central bank is simply called the Central Bank </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">of Nigeria. In Cape Verd</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, the Bank of Cape Verde serves as the central bank. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">United States, we have about $129 billion in foreign reserves while Nige</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ria has about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">$35 billion</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, which is the highest in Africa. Cape Verde has less than $1 billion in foreig</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n reserves, which can make it </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">more difficult </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">for that government to stabilize it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">currency. China has the most foreign reserves of any coun</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">try, with more than $3 trillion in reserves. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">In general, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">countries</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">with a larger foreign reserve (also called FX reserves or </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">forex reserves) tend to have more stable economies. When </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you look at t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">se types of factors, such as GD</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">P, debt and forex, it helps you gauge the risk factor of investing in </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a specific nation or a co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mpany in that nation</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Look At The Company</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When you buy stocks</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you are purchasing a piece of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a compa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ny</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. When you purchase bo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nds, you are lending a company money. Whether you purchase stocks or bonds, it is wise to look at the company</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s financials </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">before you</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> invest. We recommend that you study both the country of origi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n as well as the companies</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> themselves to make the best possib</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">le fi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nancial de</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cisions.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">If you decide to opt for a mutual fund or exch</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ange-trade</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> fund</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hich includes multiple holdings, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">research</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">each of the h</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">oldings </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">within </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that fund, particularly the companies </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">that are weighted more hea</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vily. In </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">some cases, the weight</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> will be distr</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ibuted fairly even</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ly, but those top holdings tend to have the most effect on earnings and losses.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When looking at foreign companies, especially in emerging and f</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rontier markets, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s important to look at several factors. These include lookin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">g at the fin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">an</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">cial history as w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ell as the financial project</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ions</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. Looking back in time can provide you with a solid picture of the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">overall financial </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">success</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> of</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> the co</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">mpany, but it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s certainly not the only factor.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">After all, perhaps the company has had seve</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ral</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> years with poor earnings and debt </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">acquisition</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> but the company princi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pals have changed. The new management team might </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">improve the health of the company, so it can be smart to look into </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">histories of some of the upper man</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">agement team</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> as w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ell as takin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">g a good look at the business itself and how it supports the community and the nation.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">With emerging markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in Africa</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, you are taking </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a bit of a risk, but on the plus side, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">you have a unique opportunity to poten</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tially grow your portfolio while also helpi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ng to improve the economy of a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n em</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">erging nation. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">When you invest in a company such as Amazon or Google, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s stable </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and safe </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">b</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ut not particularly interesting</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, while a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">n investment in an emerging nation can be m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ore </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rewarding. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">For i</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nstance, let</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s talk about</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> a business near and </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">d</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ear </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">to our founder, </span><a href="http://www.moneywatchafrica.com/p/larry-seruma.html" style="color: blue;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Larry Seruma</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s hea</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">rt. Feronia,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> which is an agri</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">business </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">operating </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in the Democratic Republic of </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">the Congo</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> (DRC)</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">manages three </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">palm oil plantations in the </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">DRC, </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">one of which was established more than a century ago. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">These plantations employ thousands of people, and t</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">he palm oil produced at these plantations is </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">sold domestically, which hel</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ps </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">reduce the country</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s reliance on import</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Additionally, Feronia </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">provides medical support and educational resources </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">in th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> commu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nities near these plantations. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">T</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">his type of inves</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tment can be a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> solid option for anyone wanting to include socially responsible investments in their portfolio.</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This is just one example of a potential emerging market investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. While we aren</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">’</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">t recommendin</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">g this in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vestment over any others, it</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> simply showcases how your investment</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> truly</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> makes a positive impact on a community and a </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">nation.</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Emerging market investing can </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">be both profitable and philant</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hropic, provided you engage in some research about </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">each invest</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ment. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" data-textformat="{"ff":"Carlito,Calibri","fw":"bold","size":14}" data_styles="{"ff":"Carlito,Calibri","fw":"bold","size":14}" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: Carlito, Calibri; font-size: 14pt; font-weight: 700;">Learn More About Africa Investing</span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">W</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">hile w</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">e m</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ight make an emotional push toward investing in emerging markets in Africa and around the world, we know th</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">at the ultimate goal of an investor is to</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> build their wea</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">lth</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Designing a balanced port</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">folio with many conservati</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ve investments </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">pro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">vides you with the op</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">portunity to also inclu</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">de a few </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">potentially riskier investments</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, suc</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">h as those in emerging and fro</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ntier markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span></p><p class="zw-paragraph" data-line-height="1.5" data-linerule="auto" data-margin-bottom="0pt" style="line-height: 1.5; margin: 0px 0px 0pt;"><span class="EOP"> </span></p><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">To keep up</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">-to-date with </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">African investing news</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">, follow our blog, </span><a href="http://www.moneywatchafrica.com/" style="color: blue;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">Money Watch Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">. </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">This includes in</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">si</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ghts into emer</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ging markets</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> in Africa a</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s well as </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">tips </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">and market insi</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">ghts from</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> our founder,</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> Larry Seruma, who ha</span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">s been writing about </span><a href="http://www.moneywatchafrica.com/p/about-money-watch-africa.html" style="color: blue;"><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">investing in Africa</span></a><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;"> for more than </span><span style="font-family: "Liberation Serif", "Times New Roman"; font-size: 12pt;">a decade. </span>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-22307895597415807202020-12-01T17:03:00.000-05:002020-12-01T17:03:39.096-05:00Frontier Markets & Investing in Africa: What You Need To Know<h1 style="text-align: left;">Frontier Markets & Investing in Africa: What You Need To Know</h1><p>If you are searching for some unique investment opportunities, diving into <a href="http://www.moneywatchafrica.com/" target="_blank">frontier markets</a> can be an option to consider. These markets are far less competitive than those in developed nations, but there are some risks associated with frontier market investments. </p><p><br /></p><h2 style="text-align: left;">What Are Frontier Markets?</h2><p>Different index providers, such as S&P, MSCI and FTSE will classify countries as frontier markets based upon a number of factors. In general, when we talk about frontier markets, we are discussing countries that do not yet have developed markets. These nations often will have less liquidity, lower market capitalization and may still be developing a stable economy, but not always.</p><p>For instance, Iceland is considered to be a frontier market, and they have one of the highest standards of living in the world. Index providers don’t always agree as to which nations qualify as frontier markets. For instance, Kuwait is listed by MSCI as an emerging market while S&P rates it as a frontier market. Again, Kuwait also has a fairly high standard of living, so when we talk about frontier markets, we sometimes are simply talking about ease of access in terms of investing in that nation. </p><p>There are frontier markets throughout the world including Africa, South America, Asia and Europe. In Africa, where we maintain our focus, some frontier markets include Nigeria, Kenya, Tanzania, Morocco, Ghana and the Democratic Republic of the Congo (DRC). As nations develop and more investment opportunities become available, these countries may be moved from the frontier category up to the status of an emerging market. </p><p><br /></p><h2 style="text-align: left;">How Do Frontier Markets Differ From Emerging Markets?</h2><p>There are three basic market levels – Developed, Emerging and Frontier. Developed markets include nations such as the United States, Canada, the United Kingdom, France, Italy, Spain, Sweden, Australia, Japan, Singapore and others that have highly developed economies, thriving markets and easy access for investors.</p><p>Emerging markets include countries with developed economies, but they aren’t quite as accessible or stable as the developed markets. For instance, while Hong Kong is considered developed, China is listed as an emerging market. Brazil, Russia and India are three other emerging markets that are popular with investors, but there are many more, such as Argentina, Mexico, Egypt, Greece, Hungary, the UAE, Korea, Pakistan and Thailand.</p><p><br /></p><h2 style="text-align: left;">Why Should An Investor Consider Frontier Markets?</h2><p>In general, investments in developed countries pose the least amount of risk to investors, followed by emerging markets and then frontier markets. While frontier markets can be somewhat riskier, this doesn’t mean you should not consider investing in these markets or emerging markets. </p><p>In some cases, higher risk leads to higher rewards. For instance, let’s say you invest your money in a tech startup. This new business is relatively untested and there’s always the possibility that the company could go under. However, if the company has some interesting products or services, the business could become a major player in the tech industry, and you can reap the rewards. It’s a higher risk, but also carries the potential of high yields that you might not see from an established player in the tech industry. </p><p>Frontier markets provide investors to essentially dive into a nation’s economy on the ground floor. There’s little competition so you end up being one of the premier players in the region. Not only that, but you have the opportunity to invest in a nation’s future, which can be a once-in-a-lifetime opportunity to help a country realize its economic potential.</p><p>While you should never put all your eggs into one basket, so to speak, investing in frontier markets offers you the potential of higher yields than you might earn with investments in developed markets. The key to any investment opportunity is to research the investment and learn as much as you can about the company and its potential. </p><p>In general, it’s best to create a balanced portfolio that minimizes risk. However, if your portfolio includes an abundance of lower-risk investments, it can be a smart idea to consider one or two investments that might provide you with a higher yield. Talk to your investment advisor about which frontier markets might be a good fit for your portfolio. </p><p><br /></p><h2 style="text-align: left;">Types Of Investments To Consider</h2><p>In general, you will find that there are three types of frontier market investments to consider – stocks, mutual funds and ETFs. With stocks, you will be purchasing a stake in a company and essentially owning a small portion of that company. If the business becomes more profitable, your stocks will be worth more per share and vice-versa.</p><p>With bonds, you are lending money to a company which they will pay back with interest by a set date. When a company issues a bond, this is known as a corporate bond. State and local governments also issue bonds, and these are known as municipal bonds or muni bonds. When a federal government issues a bond, it is known as a treasury bond. </p><p>Mutual funds are bond funds that include multiple holdings to minimize risk. Instead of simply lending to one company, you lend to many, diversifying the investment. ETFs are a type of mutual fund that is traded (bought and sold) on actual stock markets, such as the NASDAQ or NYSE or a non-U.S.-based stock market.</p><p><br /></p><h2 style="text-align: left;">Investing In Africa: Is This Right For You?</h2><p>At Money Watch Africa, we focus on frontier markets throughout Africa. There are many reasons why <a href="http://www.moneywatchafrica.com/p/about-money-watch-africa.html" target="_blank">investing in Africa</a> can be an excellent opportunity for a long-term investor, including:</p><h3 style="text-align: left;">1. Africa is rich in natural resources.</h3><p>The African continent contains 13% of the global reserves for oil, 50% of proven gold reserves, 50% of proven iron ore reserves, 60% of cobalt just to name a few. African will continue to supply the world with these high-demand materials. </p><h3 style="text-align: left;">2. Valuations are attractive</h3><p>Compared to developed markets and emerging markets, Africa markets and stocks trade at lower multiples, are less liquid, have lower coverage by Wall Street analysts and are not followed by large money managers. Additionally, companies and households have low levels of debts, and countries generally have better fiscal balances, and the economies have low leverage. </p><h3 style="text-align: left;">3. Africa’s growth is driven by its demographics. </h3><p>Currently, Africa’s population is estimated at more than 1.2 billion and is expected to double by 2040. The continent’s young population, with an average age of 21 (compared to 45 in developed countries) will fuel more demand for goods and services, relative to the developed countries that spend more on social security, health care and entitlements.</p><h3 style="text-align: left;">4. High risk-adjusted returns </h3><p>There is a large information deficit about the performance and opportunity in Africa markets. Although there has been robust evidence of high returns in Africa, there has thus far been relatively little investment, even after adjusting for risk premiums.</p><h3 style="text-align: left;">5. Steadily increasing capital flows.</h3><p>BRIC investments are highly popular, and these are investments in four key emerging markets – Brazil, Russia, India and China. Fund flows to Africa now exceed those of India, Brazil and Russia. </p><p><br /></p><h2 style="text-align: left;">Stay Up To Date With Africa Investment News</h2><p>If you are interested in frontier markets and investing in Africa, head to our homepage and subscribe to our free newsletter now. At Money Watch Africa, we provide the latest African investment, emerging market and frontier market news. We are your source for on-the-ground information that affects African investment opportunities and Africa mutual funds. </p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-84006065841247129972020-11-25T17:35:00.004-05:002020-11-25T17:35:32.095-05:00Feronia Inc. Announces Closing of Restructuring Transaction<p style="text-align: justify;"><span style="text-align: left;">VANCOUVER, British Columbia, Nov. 23, 2020 (GLOBE NEWSWIRE) -- Feronia Inc. (“Feronia” or the “Company”) (TSX-V: FRN) announces that it has closed its previously announced third party sale and restructuring transaction.</span></p><p style="text-align: justify;">As previously reported, the Company initiated debtor in possession insolvency proceedings under the Bankruptcy and Insolvency Act (Canada)(the “BIA”) on July 23, 2020 (the “NOI Proceedings”). Pursuant to an Order of the Supreme Court of British Columbia in Bankruptcy and Insolvency dated September 3, 2020, the transaction was completed pursuant to the terms of a definitive purchase agreement with Straight KKM 2 Limited, which provided for the acquisition by Feronia KNM of substantially all of the Company’s assets, including its direct and indirect equity interests in its operating subsidiary, Plantations et Huileries du Congo.</p><p style="text-align: justify;">The key terms of the transaction are set forth in the press release of the Company issued on July 20, 2020, as updated in its press release dated September 10, 2020.</p><p style="text-align: justify;">Following completion of the sale transaction, and the expiry of the NOI Proceedings, the Company was declared bankrupt pursuant to the BIA.</p><p style="text-align: justify;">As Feronia will not meet the continued listing requirements of the TSX Venture Exchange (the "TSXV") following completion of the transaction, Feronia intends to have its common shares voluntarily delisted from the TSXV and expects to apply to Canadian securities regulators to cease to be a reporting issuer following closing.</p><p style="text-align: justify;">Read more:</p><p style="text-align: justify;">http://www.globenewswire.com/news-release/2020/11/23/2131781/0/en/Feronia-Inc-Announces-Closing-of-Restructuring-Transaction.html</p><p>For further information please contact:</p><div><a href="http://www.moneywatchafrica.com/p/larry-seruma.html" target="_blank">Larry Seruma</a> </div><div>Executive Chairman, Feronia Inc. </div><div>larry.seruma@feronia.com </div><div>www.feronia.com </div><div><br /></div><div>Paul Dulieu </div><div>Director of Communications and Corporate Development, Feronia Inc. </div><div>+44 (0)7554 521421 </div><div>paul.dulieu@feronia.com </div><div>www.feronia.com </div><p><br /></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-86656772212806232162020-09-11T12:11:00.007-04:002020-09-11T12:13:51.606-04:00Yahoo Finance: Feronia Inc. Announces Court Approval of Restructuring Transaction<p>VANCOUVER, British Columbia, Sept. 10, 2020 (GLOBE NEWSWIRE) -- Feronia Inc. (“Feronia” or the “Company”) (TSX-V: FRN) announces that it has obtained an Order of the Supreme Court of British Columbia in Bankruptcy and Insolvency approving the third party sale and restructuring transaction previously announced by the Company.</p><p>Read more: https://finance.yahoo.com/news/feronia-inc-announces-court-approval-123500490.html</p><p>For further information please contact:</p><div><a href="http://www.moneywatchafrica.com/p/larry-seruma.html" target="_blank">Larry Seruma</a> </div><div>Executive Chairman, Feronia Inc. </div><div>larry.seruma@feronia.com </div><div>www.feronia.com </div><div><br /></div><div>Paul Dulieu </div><div>Director of Communications and Corporate Development, Feronia Inc. </div><div>+44 (0)7554 521421 </div><div>paul.dulieu@feronia.com </div><div>www.feronia.com </div><p><br /></p>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-59828845812157850892020-07-20T16:19:00.010-04:002020-07-21T14:46:30.742-04:00Feronia Inc. Enters Into Restructuring Purchase Agreement<font face="inherit">GlobeNewsWire- Feronia Inc. (“Feronia” or the “Company”) (TSX-V: FRN) today announces that, further to its announcement on May 22, 2020 and the subsequent third party sale process announced on June 2, 2020, it has today entered into a definitive purchase agreement (the “Purchase Agreement”) with Straight KKM 2 Ltd. (“KKM” or the “Purchaser”) that provides for the acquisition by KKM of the Company’s direct and indirect equity interests in its operating subsidiary, Plantations et Huileries du Congo (“PHC”).
</font><div><font face="inherit"><br /></font></div><div><font face="inherit"><a href="http://www.moneywatchafrica.com/p/larry-seruma.html" target="_blank">Larry Seruma</a>, Executive Chairman of Feronia Inc. said: "<i>KKM and its shareholders’ objective has always been to turn PHC into a truly sustainable business, and we look forward to continuing working with CDC, our DFI partners and the DFI’s Independent Complaints Mechanism, as we strive to complete this journey.</i>
</font></div><div><font face="inherit"><br /></font></div><div style="text-align: justify;"><i><font face="inherit">"Through this transaction, PHC will become part of a nimbler and more efficient company and the reduction in administrative and corporate costs will allow more money to be invested on PHC’s operations in the Democratic Republic of the Congo."</font></i></div><div style="text-align: justify;"><font color="#535d60" face="inherit"><i><br /></i></font></div><div><font face="inherit">Read more: <a href="https://www.globenewswire.com/news-release/2020/07/20/2064532/0/en/Feronia-Inc-Enters-Into-Restructuring-Purchase-Agreement.html" target="_blank">https://www.globenewswire.com/news-release/2020/07/20/2064532/0/en/Feronia-Inc-Enters-Into-Restructuring-Purchase-Agreement.html</a></font></div>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-27424445227229228622020-06-29T18:46:00.000-04:002020-07-21T14:48:20.529-04:00Feronia Inc. Provides COVID-19 Update on the Company's BusinessTORONTO, June 29, 2020 (GLOBE NEWSWIRE) -- Feronia Inc. (“Feronia” or the “Company”) (TSX-V: FRN) today provides an update on the impact of COVID-19 on the Company’s business as required in connection with the Company’s previously announced reliance on the temporary blanket relief granted by the Ontario Securities Commission in Ontario Instrument 51-502 ("Instrument 51-502") in respect of the filing of its interim financial statements, accompanying management's discussion and analysis and related CEO and CFO certifications for the three months ended March 31, 2020 (collectively, the “Interim Filings”).<br />
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For further information please contact: </div>
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Larry Seruma </div>
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Executive Chairman, Feronia Inc. </div>
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larry.seruma@feronia.com </div>
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www.feronia.com </div>
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Paul Dulieu </div>
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Director of Communications and Corporate Development, Feronia Inc. </div>
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+44 (0)7554 521421 </div>
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paul.dulieu@feronia.com </div>
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www.feronia.com
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Read more: <a href="https://www.marketscreener.com/FERONIA-INC-16771982/news/Feronia-Inc-Provides-Update-on-Filing-of-Interim-Financial-Statements-and-Management-s-Discussion-30845098/" target="_blank">https://www.marketscreener.com/FERONIA-INC-16771982/news/Feronia-Inc-Provides-Update-on-Filing-of-Interim-Financial-Statements-and-Management-s-Discussion-30845098/</a></div>
Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-79379250553041074822020-05-26T12:55:00.001-04:002020-05-28T19:05:39.587-04:00Mr. Larry Seruma Appointed Executive Chairman of Feronia, Inc.<b>GlobeNewsWire</b>- Feronia Inc. Reports 2019 Financial Results; Announces Short Term Debt Financing, Proposed Restructuring and Director Changes<br /><br />Larry Seruma, Executive Chairman of Feronia Inc. commented: “Depressed market prices, extremely challenging operating conditions and delays in the execution of capital projects mean that a great deal of work is required to ensure the survival of the business. <div><br /></div><div><div>In the longer term, it is vital that we reduce the cost of production and the completion of capital projects, such as the construction of the Lokumete mill, are essential to achieve this. However, as the Company cannot meet its debt repayment requirements or remedy the current debt-related defaults, a great deal of work and compromise will be required to restructure the Company’s debts, or find an alternative solution, in order to ensure there is a “longer term”.</div><div><br /></div><div>“As such, we are in discussions with the Company’s secured debt holders to find a way forward and have entered into a support agreement with the Company’s two largest shareholders to facilitate the Group’s restructuring. Additional debt financing from one of the Company’s principal shareholders, of which $5 million has already been funded, is in place to help fund the Company whilst the restructuring process takes place and we are working hard to find a way forward.</div><div><br /></div><div>“Plantations et Huileries du Congo is one of the largest private sector employers in the Democratic Republic of the Congo and has played a vital role as an employer and provider of palm oil for more than 100 years. Through the combined efforts and desire of all of its financial stakeholders, we hope this will continue long into the future.”</div><div><br /></div><div><br /></div><div>Read more: <a href="http://www.globenewswire.com/news-release/2020/05/22/2037599/0/en/Feronia-Inc-Reports-2019-Financial-Results-Announces-Short-Term-Debt-Financing-Proposed-Restructuring-and-Director-Changes.html">http://www.globenewswire.com/news-release/2020/05/22/2037599/0/en/Feronia-Inc-Reports-2019-Financial-Results-Announces-Short-Term-Debt-Financing-Proposed-Restructuring-and-Director-Changes.html</a><br /><div><br /></div><div><br /></div><div><div style="background-color: white; color: #222222; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 16px; line-height: 18px;"><div style="text-align: center;"><b><span style="color: #274e13;">Nile Capital Management</span></b></div></div><div style="background-color: white; color: #222222; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 16px; line-height: 18px;"><div style="text-align: center;"><b><span style="color: #274e13;">We Know Africa: From Cairo to Cape Town</span></b></div></div><div class="separator" style="background-color: white; clear: both; color: #222222; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 16px; line-height: 18.48px;"></div><div class="MsoNormal" style="background-color: white; color: #222222; font-family: cambria; font-size: 12pt; line-height: 24.8889px; margin: 0in 0in 0.0001pt;"></div><div style="background-color: white; color: #222222; font-family: arial, tahoma, helvetica, freesans, sans-serif; font-size: 13.2px; line-height: 18px; text-align: center;"><div style="margin: 0px;"><span style="color: #274e13; font-size: 16px; text-align: justify;">For more information please </span><span style="color: #274e13; font-size: 16px; text-align: justify;">call 646-367-2820</span></div></div></div></div></div>Zero Cohttp://www.blogger.com/profile/15520872304651132941noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-61196049193846283452017-03-21T13:42:00.000-04:002020-04-14T14:03:17.679-04:00Bloomberg- IMF Sees Africa Growth Rebound to 3% in 2017, Then Acceleration<b>Bloomberg</b>- IMF Sees Africa Growth Rebound to 3% in 2017, Then Acceleration<br />
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"IMF Director for Africa Abebe Selassie comments at Africa CEO Forum conference opening plenary in Geneva... African Development Bank boosting agriculture support by 400% to $24b over 10 yrs, Pierre Guislain, VP for private sector, infrastructure and industrialization says"
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<b><span style="color: #274e13;">Nile Capital Management</span></b></div>
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<b><span style="color: #274e13;">We Know Africa: From Cairo to Cape Town</span></b></div>
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<span style="color: #274e13; font-size: 16px; text-align: justify;">For more information please </span><span style="color: #274e13; font-size: 16px; text-align: justify;">call 646-367-2820</span></div>
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African Investorhttp://www.blogger.com/profile/11226257627475540758noreply@blogger.com0tag:blogger.com,1999:blog-6218362794660003427.post-21594666337123778822017-03-21T13:41:00.000-04:002020-04-14T14:03:42.896-04:00Bloomberg- ‘Trade of a Decade’ Beckons in Emerging Markets<b>Bloomberg</b>- ‘Trade of a Decade’ Beckons in Emerging Markets<br />
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"The investor who called emerging markets the “trade of a decade” before their rally last year sees further gains to come.
Christopher Brightman, the chief investment officer at Research Affiliates, says that while emerging equities cost more now than when he first made the call in February 2016, they remain "an enormous bargain." He cited their valuations relative to U.S. stocks, which by his preferred measure are the most expensive since the dot-com bubble of the late 1990s."<br />
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For the full article, please click <a href="https://www.bloomberg.com/news/articles/2017-03-16/pimco-adviser-s-trade-of-a-decade-beckons-in-emerging-markets" rel="nofollow" target="_blank">here</a>.<br />
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African Investorhttp://www.blogger.com/profile/11226257627475540758noreply@blogger.com0